Tabelas do Fator de Acumulação de Capital (FAC)

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	0,05%	0,10%	0,15%	0,20%	0,25%	0,30%	0,35%	0,40%	0,45%	0,50%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,00050	2,00100	2,00150	2,00200	2,00250	2,00300	2,00350	2,00400	2,00450	2,00500
3	3,00150	3,00300	3,00450	3,00600	3,00751	3,00901	3,01051	3,01202	3,01352	3,01502
4	4,00300	4,00600	4,00901	4,01202	4,01503	4,01804	4,02105	4,02406	4,02708	4,03010
5	5,00500	5,01001	5,01502	5,02004	5,02506	5,03009	5,03512	5,04016	5,04520	5,05025
6	6,00751	6,01502	6,02255	6,03008	6,03763	6,04518	6,05275	6,06032	6,06791	6,07550
7	7,01051	7,02104	7,03158	7,04214	7,05272	7,06332	7,07393	7,08456	7,09521	7,10588
8	8,01401	8,02806	8,04213	8,05622	8,07035	8,08451	8,09869	8,11290	8,12714	8,14141
9	9,01802	9,03608	9,05419	9,07234	9,09053	9,10876	9,12703	9,14535	9,16371	9,18212
10	10,02253	10,04512	10,06777	10,09048	10,11325	10,13609	10,15898	10,18193	10,20495	10,22803
11	11,02754	11,05517	11,08287	11,11066	11,13854	11,16649	11,19454	11,22266	11,25087	11,27917
12	12,03306	12,06622	12,09950	12,13288	12,16638	12,19999	12,23372	12,26755	12,30150	12,33556
13	13,03907	13,07829	13,11765	13,15715	13,19680	13,23659	13,27653	13,31662	13,35686	13,39724
14	14,04559	14,09137	14,13732	14,18346	14,22979	14,27630	14,32300	14,36989	14,41696	14,46423
15	15,05261	15,10546	15,15853	15,21183	15,26537	15,31913	15,37313	15,42737	15,48184	15,53655
16	16,06014	16,12056	16,18127	16,24225	16,30353	16,36509	16,42694	16,48908	16,55151	16,61423
17	17,06817	17,13668	17,20554	17,27474	17,34429	17,41418	17,48443	17,55503	17,62599	17,69730
18	18,07670	18,15382	18,23135	18,30929	18,38765	18,46643	18,54563	18,62525	18,70531	18,78579
19	19,08574	19,17197	19,25869	19,34591	19,43362	19,52183	19,61054	19,69976	19,78948	19,87972
20	20,09529	20,19114	20,28758	20,38460	20,48220	20,58039	20,67918	20,77855	20,87853	20,97912
21	21,10533	21,21134	21,31801	21,42537	21,53341	21,64213	21,75155	21,86167	21,97249	22,08401
22	22,11589	22,23255	22,34999	22,46822	22,58724	22,70706	22,82768	22,94911	23,07136	23,19443
23	23,12694	23,25478	23,38351	23,51316	23,64371	23,77518	23,90758	24,04091	24,17518	24,31040
24	24,13851	24,27803	24,41859	24,56018	24,70282	24,84651	24,99126	25,13708	25,28397	25,43196
25	25,15058	25,30231	25,45522	25,60930	25,76457	25,92105	26,07873	26,23762	26,39775	26,55912
26	26,16315	26,32762	26,49340	26,66052	26,82899	26,99881	27,17000	27,34257	27,51654	27,69191
27	27,17623	27,35394	27,53314	27,71384	27,89606	28,07981	28,26510	28,45194	28,64036	28,83037
28	28,18982	28,38130	28,57444	28,76927	28,96580	29,16404	29,36402	29,56575	29,76925	29,97452
29	29,20392	29,40968	29,61730	29,82681	30,03821	30,25154	30,46680	30,68401	30,90321	31,12439
30	30,21852	30,43909	30,66173	30,88646	31,11331	31,34229	31,57343	31,80675	32,04227	32,28002
31	31,23363	31,46953	31,70772	31,94823	32,19109	32,43632	32,68394	32,93398	33,18646	33,44142
32	32,24924	32,50100	32,75528	33,01213	33,27157	33,53363	33,79833	34,06571	34,33580	34,60862
33	33,26537	33,53350	33,80442	34,07816	34,35475	34,63423	34,91663	35,20198	35,49031	35,78167
34	34,28200	34,56703	34,85512	35,14631	35,44064	35,73813	36,03883	36,34278	36,65002	36,96058
35	35,29914	35,60160	35,90740	36,21660	36,52924	36,84535	37,16497	37,48816	37,81494	38,14538
36	36,31679	36,63720	36,96127	37,28904	37,62056	37,95588	38,29505	38,63811	38,98511	39,33610
37	37,33495	37,67384	38,01671	38,36362	38,71461	39,06975	39,42908	39,79266	40,16054	40,53279
38	38,35362	38,71151	39,07373	39,44034	39,81140	40,18696	40,56708	40,95183	41,34127	41,73545
39	39,37280	39,75022	40,13234	40,51922	40,91093	41,30752	41,70907	42,11564	42,52730	42,94413
40	40,39248	40,78997	41,19254	41,60026	42,01320	42,43144	42,85505	43,28410	43,71867	44,15885
41	41,41268	41,83076	42,25433	42,68346	43,11824	43,55874	44,00504	44,45724	44,91541	45,37964
42	42,43338	42,87259	43,31771	43,76883	44,22603	44,68941	45,15906	45,63507	46,11753	46,60654
43	43,45460	43,91547	44,38269	44,85637	45,33660	45,82348	46,31712	46,81761	47,32506	47,83957
44	44,47633	44,95938	45,44926	45,94608	46,44994	46,96095	47,47923	48,00488	48,53802	49,07877
45	45,49857	46,00434	46,51744	47,03797	47,56606	48,10183	48,64540	49,19690	49,75644	50,32416
46	46,52132	47,05034	47,58721	48,13205	48,68498	49,24614	49,81566	50,39368	50,98035	51,57578
47	47,54458	48,09739	48,65859	49,22831	49,80669	50,39388	50,99002	51,59526	52,20976	52,83366
48	48,56835	49,14549	49,73158	50,32677	50,93121	51,54506	52,16848	52,80164	53,44470	54,09783
49	49,59263	50,19464	50,80618	51,42742	52,05854	52,69969	53,35107	54,01285	54,68520	55,36832
50	50,61743	51,24483	51,88239	52,53028	53,18868	53,85779	54,53780	55,22890	55,93129	56,64516
51	51,64274	52,29608	52,96021	53,63534	54,32165	55,01937	55,72868	56,44981	57,18298	57,92839
52	52,66856	53,34837	54,03965	54,74261	55,45746	56,18443	56,92373	57,67561	58,44030	59,21803
53	53,69489	54,40172	55,12071	55,85209	56,59610	57,35298	58,12297	58,90632	59,70328	60,51412
54	54,72174	55,45612	56,20339	56,96380	57,73759	58,52504	59,32640	60,14194	60,97195	61,81669
55	55,74910	56,51158	57,28770	58,07773	58,88194	59,70061	60,53404	61,38251	62,24632	63,12577
56	56,77698	57,56809	58,37363	59,19388	60,02914	60,87971	61,74591	62,62804	63,52643	64,44140
57	57,80536	58,62566	59,46119	60,31227	61,17921	62,06235	62,96202	63,87855	64,81230	65,76361
58	58,83427	59,68428	60,55038	61,43289	62,33216	63,24854	64,18239	65,13407	66,10395	67,09243
59	59,86368	60,74397	61,64121	62,55576	63,48799	64,43829	65,40702	66,39460	67,40142	68,42789
60	60,89362	61,80471	62,73367	63,68087	64,64671	65,63160	66,63595	67,66018	68,70473	69,77003

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	0,50%	0,55%	0,60%	0,65%	0,70%	0,75%	0,80%	0,85%	0,90%	0,95%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,00500	2,00550	2,00600	2,00650	2,00700	2,00750	2,00800	2,00850	2,00900	2,00950
3	3,01502	3,01653	3,01804	3,01954	3,02105	3,02256	3,02406	3,02557	3,02708	3,02859
4	4,03010	4,03312	4,03614	4,03917	4,04220	4,04523	4,04826	4,05129	4,05432	4,05736
5	5,05025	5,05530	5,06036	5,06542	5,07049	5,07556	5,08064	5,08573	5,09081	5,09591
6	6,07550	6,08311	6,09072	6,09835	6,10599	6,11363	6,12129	6,12895	6,13663	6,14432
7	7,10588	7,11656	7,12727	7,13799	7,14873	7,15948	7,17026	7,18105	7,19186	7,20269
8	8,14141	8,15571	8,17003	8,18439	8,19877	8,21318	8,22762	8,24209	8,25659	8,27111
9	9,18212	9,20056	9,21905	9,23758	9,25616	9,27478	9,29344	9,31215	9,33090	9,34969
10	10,22803	10,25117	10,27437	10,29763	10,32095	10,34434	10,36779	10,39130	10,41487	10,43851
11	11,27917	11,30755	11,33601	11,36456	11,39320	11,42192	11,45073	11,47963	11,50861	11,53768
12	12,33556	12,36974	12,40403	12,43843	12,47295	12,50759	12,54234	12,57720	12,61219	12,64729
13	13,39724	13,43777	13,47845	13,51928	13,56026	13,60139	13,64268	13,68411	13,72570	13,76744
14	14,46423	14,51168	14,55932	14,60716	14,65518	14,70340	14,75182	14,80042	14,84923	14,89823
15	15,53655	15,59149	15,64668	15,70210	15,75777	15,81368	15,86983	15,92623	15,98287	16,03976
16	16,61423	16,67725	16,74056	16,80417	16,86807	16,93228	16,99679	17,06160	17,12672	17,19214
17	17,69730	17,76897	17,84100	17,91339	17,98615	18,05927	18,13276	18,20662	18,28086	18,35546
18	18,78579	18,86670	18,94805	19,02983	19,11205	19,19472	19,27783	19,36138	19,44538	19,52984
19	19,87972	19,97047	20,06174	20,15353	20,24584	20,33868	20,43205	20,52595	20,62039	20,71537
20	20,97912	21,08031	21,18211	21,28452	21,38756	21,49122	21,59551	21,70042	21,80598	21,91217
21	22,08401	22,19625	22,30920	22,42287	22,53727	22,65240	22,76827	22,88488	23,00223	23,12033
22	23,19443	23,31833	23,44305	23,56862	23,69503	23,82230	23,95042	24,07940	24,20925	24,33998
23	24,31040	24,44658	24,58371	24,72182	24,86090	25,00096	25,14202	25,28407	25,42713	25,57121
24	25,43196	25,58103	25,73122	25,88251	26,03493	26,18847	26,34316	26,49899	26,65598	26,81413
25	26,55912	26,72173	26,88560	27,05075	27,21717	27,38488	27,55390	27,72423	27,89588	28,06887
26	27,69191	27,86870	28,04692	28,22658	28,40769	28,59027	28,77433	28,95989	29,14694	29,33552
27	28,83037	29,02198	29,21520	29,41005	29,60654	29,80470	30,00453	30,20604	30,40927	30,61421
28	29,97452	30,18160	30,39049	30,60121	30,81379	31,02823	31,24456	31,46280	31,68295	31,90504
29	31,12439	31,34760	31,57283	31,80012	32,02949	32,26094	32,49452	32,73023	32,96810	33,20814
30	32,28002	32,52001	32,76227	33,00682	33,25369	33,50290	33,75448	34,00844	34,26481	34,52362
31	33,44142	33,69887	33,95884	34,22137	34,48647	34,75417	35,02451	35,29751	35,57319	35,85159
32	34,60862	34,88421	35,16260	35,44381	35,72787	36,01483	36,30471	36,59754	36,89335	37,19218
33	35,78167	36,07607	36,37357	36,67419	36,97797	37,28494	37,59514	37,90862	38,22539	38,54551
34	36,96058	37,27449	37,59181	37,91257	38,23681	38,56458	38,89591	39,23084	39,56942	39,91169
35	38,14538	38,47950	38,81736	39,15900	39,50447	39,85381	40,20707	40,56430	40,92554	41,29085
36	39,33610	39,69114	40,05027	40,41354	40,78100	41,15272	41,52873	41,90910	42,29387	42,68312
37	40,53279	40,90944	41,29057	41,67623	42,06647	42,46136	42,86096	43,26532	43,67452	44,08861
38	41,73545	42,13444	42,53831	42,94712	43,36094	43,77982	44,20385	44,63308	45,06759	45,50745
39	42,94413	43,36618	43,79354	44,22628	44,66446	45,10817	45,55748	46,01246	46,47320	46,93977
40	44,15885	44,60470	45,05630	45,51375	45,97711	46,44648	46,92194	47,40357	47,89146	48,38570
41	45,37964	45,85002	46,32664	46,80959	47,29895	47,79483	48,29731	48,80650	49,32248	49,84536
42	46,60654	47,10220	47,60460	48,11385	48,63005	49,15329	49,68369	50,22135	50,76638	51,31889
43	47,83957	48,36126	48,89023	49,42659	49,97046	50,52194	51,08116	51,64823	52,22328	52,80642
44	49,07877	49,62725	50,18357	50,74786	51,32025	51,90086	52,48981	53,08724	53,69329	54,30808
45	50,32416	50,90020	51,48467	52,07772	52,67949	53,29011	53,90973	54,53849	55,17653	55,82401
46	51,57578	52,18015	52,79358	53,41623	54,04825	54,68979	55,34101	56,00206	56,67312	57,35434
47	52,83366	53,46714	54,11034	54,76343	55,42659	56,09996	56,78373	57,47808	58,18318	58,89920
48	54,09783	54,76121	55,43500	56,11940	56,81457	57,52071	58,23800	58,96664	59,70682	60,45875
49	55,36832	56,06239	56,76761	57,48417	58,21227	58,95212	59,70391	60,46786	61,24419	62,03310
50	56,64516	57,37074	58,10822	58,85782	59,61976	60,39426	61,18154	61,98184	62,79538	63,62242
51	57,92839	58,68628	59,45687	60,24040	61,03710	61,84721	62,67099	63,50868	64,36054	65,22683
52	59,21803	60,00905	60,81361	61,63196	62,46436	63,31107	64,17236	65,04851	65,93979	66,84649
53	60,51412	61,33910	62,17849	63,03257	63,90161	64,78590	65,68574	66,60142	67,53325	68,48153
54	61,81669	62,67647	63,55156	64,44228	65,34892	66,27180	67,21123	68,16753	69,14104	70,13210
55	63,12577	64,02119	64,93287	65,86115	66,80636	67,76883	68,74891	69,74696	70,76331	71,79836
56	64,44140	65,37330	66,32247	67,28925	68,27401	69,27710	70,29891	71,33980	72,40018	73,48044
57	65,76361	66,73286	67,72040	68,72663	69,75192	70,79668	71,86130	72,94619	74,05179	75,17851
58	67,09243	68,09989	69,12673	70,17335	71,24019	72,32765	73,43619	74,56624	75,71825	76,89270
59	68,42789	69,47444	70,54149	71,62948	72,73887	73,87011	75,02368	76,20005	77,39972	78,62318
60	69,77003	70,85655	71,96474	73,09507	74,24804	75,42414	76,62387	77,84775	79,09631	80,37010

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	1,00%	1,05%	1,10%	1,15%	1,20%	1,25%	1,30%	1,35%	1,40%	1,45%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,01000	2,01050	2,01100	2,01150	2,01200	2,01250	2,01300	2,01350	2,01400	2,01450
3	3,03010	3,03161	3,03312	3,03463	3,03614	3,03766	3,03917	3,04068	3,04220	3,04371
4	4,06040	4,06344	4,06649	4,06953	4,07258	4,07563	4,07868	4,08173	4,08479	4,08784
5	5,10101	5,10611	5,11122	5,11633	5,12145	5,12657	5,13170	5,13683	5,14197	5,14712
6	6,15202	6,15972	6,16744	6,17517	6,18291	6,19065	6,19841	6,20618	6,21396	6,22175
7	7,21354	7,22440	7,23528	7,24618	7,25710	7,26804	7,27899	7,28997	7,30096	7,31197
8	8,28567	8,30026	8,31487	8,32951	8,34419	8,35889	8,37362	8,38838	8,40317	8,41799
9	9,36853	9,38741	9,40633	9,42530	9,44432	9,46337	9,48248	9,50162	9,52081	9,54005
10	10,46221	10,48598	10,50980	10,53369	10,55765	10,58167	10,60575	10,62990	10,65411	10,67838
11	11,56683	11,59608	11,62541	11,65483	11,68434	11,71394	11,74362	11,77340	11,80326	11,83322
12	12,68250	12,71784	12,75329	12,78886	12,82455	12,86036	12,89629	12,93234	12,96851	13,00480
13	13,80933	13,85138	13,89358	13,93593	13,97845	14,02112	14,06394	14,10693	14,15007	14,19337
14	14,94742	14,99681	15,04641	15,09620	15,14619	15,19638	15,24677	15,29737	15,34817	15,39917
15	16,09690	16,15428	16,21192	16,26980	16,32794	16,38633	16,44498	16,50388	16,56304	16,62246
16	17,25786	17,32390	17,39025	17,45691	17,52388	17,59116	17,65877	17,72669	17,79493	17,86349
17	18,43044	18,50580	18,58154	18,65766	18,73416	18,81105	18,88833	18,96600	19,04406	19,12251
18	19,61475	19,70011	19,78594	19,87222	19,95897	20,04619	20,13388	20,22204	20,31067	20,39978
19	20,81090	20,90696	21,00358	21,10075	21,19848	21,29677	21,39562	21,49504	21,59502	21,69558
20	22,01900	22,12649	22,23462	22,34341	22,45286	22,56298	22,67376	22,78522	22,89735	23,01017
21	23,23919	23,35882	23,47920	23,60036	23,72230	23,84502	23,96852	24,09282	24,21791	24,34381
22	24,47159	24,60408	24,73747	24,87177	25,00697	25,14308	25,28011	25,41807	25,55697	25,69680
23	25,71630	25,86243	26,00959	26,15779	26,30705	26,45737	26,60875	26,76122	26,91476	27,06940
24	26,97346	27,13398	27,29569	27,45861	27,62273	27,78808	27,95467	28,12249	28,29157	28,46191
25	28,24320	28,41889	28,59594	28,77438	28,95421	29,13544	29,31808	29,50215	29,68765	29,87461
26	29,52563	29,71729	29,91050	30,10529	30,30166	30,49963	30,69921	30,90042	31,10328	31,30779
27	30,82089	31,02932	31,23952	31,45150	31,66528	31,88087	32,09830	32,31758	32,53872	32,76175
28	32,12910	32,35513	32,58315	32,81319	33,04526	33,27938	33,51558	33,75387	33,99427	34,23680
29	33,45039	33,69485	33,94156	34,19054	34,44180	34,69538	34,95128	35,20955	35,47019	35,73323
30	34,78489	35,04865	35,31492	35,58373	35,85510	36,12907	36,40565	36,68487	36,96677	37,25136
31	36,13274	36,41666	36,70339	36,99294	37,28537	37,58068	37,87892	38,18012	38,48430	38,79151
32	37,49407	37,79904	38,10712	38,41836	38,73279	39,05044	39,37135	39,69555	40,02308	40,35398
33	38,86901	39,19593	39,52630	39,86017	40,19758	40,53857	40,88318	41,23144	41,58341	41,93912
34	40,25770	40,60748	40,96109	41,31857	41,67996	42,04530	42,41466	42,78807	43,16558	43,54723
35	41,66028	42,03386	42,41166	42,79373	43,18011	43,57087	43,96605	44,36570	44,76989	45,17867
36	43,07688	43,47522	43,87819	44,28586	44,69828	45,11551	45,53761	45,96464	46,39667	46,83376
37	44,50765	44,93171	45,36085	45,79515	46,23466	46,67945	47,12960	47,58516	48,04623	48,51285
38	45,95272	46,40349	46,85982	47,32179	47,78947	48,26294	48,74228	49,22756	49,71887	50,21629
39	47,41225	47,89073	48,37528	48,86599	49,36294	49,86623	50,37593	50,89214	51,41494	51,94442
40	48,88637	49,39358	49,90741	50,42795	50,95530	51,48956	52,03082	52,57918	53,13475	53,69762
41	50,37524	50,91221	51,45639	52,00787	52,56676	53,13318	53,70722	54,28900	54,87863	55,47623
42	51,87899	52,44679	53,02241	53,60596	54,19756	54,79734	55,40541	56,02190	56,64693	57,28064
43	53,39778	53,99748	54,60565	55,22243	55,84794	56,48231	57,12568	57,77820	58,43999	59,11121
44	54,93176	55,56446	56,20632	56,85749	57,51811	58,18834	58,86832	59,55820	60,25815	60,96832
45	56,48107	57,14788	57,82459	58,51135	59,20833	59,91569	60,63360	61,36224	62,10176	62,85236
46	58,04589	58,74793	59,46066	60,18423	60,91883	61,66464	62,42184	63,19063	63,97119	64,76372
47	59,62634	60,36479	61,11472	61,87635	62,64985	63,43545	64,23332	65,04370	65,86679	66,70279
48	61,22261	61,99862	62,78699	63,58793	64,40165	65,22839	66,06836	66,92179	67,78892	68,66998
49	62,83483	63,64960	64,47764	65,31919	66,17447	67,04374	67,92725	68,82524	69,73796	70,66570
50	64,46318	65,31792	66,18690	67,07036	67,96857	68,88179	69,81030	70,75438	71,71430	72,69035
51	66,10781	67,00376	67,91495	68,84167	69,78419	70,74281	71,71783	72,70956	73,71830	74,74436
52	67,76889	68,70730	69,66202	70,63335	71,62160	72,62710	73,65017	74,69114	75,75035	76,82815
53	69,44658	70,42873	71,42830	72,44563	73,48106	74,53494	75,60762	76,69947	77,81086	78,94216
54	71,14105	72,16823	73,21401	74,27875	75,36283	76,46662	77,59052	78,73491	79,90021	81,08682
55	72,85246	73,92600	75,01937	76,13296	77,26718	78,42246	79,59919	80,79783	82,01881	83,26258
56	74,58098	75,70222	76,84458	78,00849	79,19439	80,40274	81,63398	82,88860	84,16708	85,46989
57	76,32679	77,49709	78,68987	79,90559	81,14472	82,40777	83,69523	85,00760	86,34542	87,70920
58	78,09006	79,31081	80,55546	81,82450	83,11846	84,43787	85,78326	87,15520	88,55425	89,98099
59	79,87096	81,14358	82,44157	83,76548	85,11588	86,49334	87,89845	89,33180	90,79401	92,28571
60	81,66967	82,99558	84,34842	85,72878	87,13727	88,57451	90,04113	91,53778	93,06513	94,62385

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	1,50%	1,55%	1,60%	1,65%	1,70%	1,75%	1,80%	1,85%	1,90%	1,95%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,01500	2,01550	2,01600	2,01650	2,01700	2,01750	2,01800	2,01850	2,01900	2,01950
3	3,04522	3,04674	3,04826	3,04977	3,05129	3,05281	3,05432	3,05584	3,05736	3,05888
4	4,09090	4,09396	4,09703	4,10009	4,10316	4,10623	4,10930	4,11238	4,11545	4,11853
5	5,15227	5,15742	5,16258	5,16775	5,17291	5,17809	5,18327	5,18845	5,19364	5,19884
6	6,22955	6,23736	6,24518	6,25301	6,26085	6,26871	6,27657	6,28444	6,29232	6,30022
7	7,32299	7,33404	7,34510	7,35619	7,36729	7,37841	7,38955	7,40070	7,41188	7,42307
8	8,43284	8,44772	8,46263	8,47756	8,49253	8,50753	8,52256	8,53762	8,55270	8,56782
9	9,55933	9,57866	9,59803	9,61744	9,63691	9,65641	9,67596	9,69556	9,71520	9,73489
10	10,70272	10,72713	10,75160	10,77613	10,80073	10,82540	10,85013	10,87493	10,89979	10,92472
11	11,86326	11,89340	11,92362	11,95394	11,98435	12,01484	12,04543	12,07612	12,10689	12,13776
12	13,04121	13,07774	13,11440	13,15118	13,18808	13,22510	13,26225	13,29952	13,33692	13,37444
13	14,23683	14,28045	14,32423	14,36817	14,41228	14,45654	14,50097	14,54557	14,59032	14,63524
14	15,45038	15,50180	15,55342	15,60525	15,65729	15,70953	15,76199	15,81466	15,86754	15,92063
15	16,68214	16,74207	16,80227	16,86273	16,92346	16,98445	17,04571	17,10723	17,16902	17,23108
16	17,93237	18,00158	18,07111	18,14097	18,21116	18,28168	18,35253	18,42371	18,49523	18,56709
17	19,20136	19,28060	19,36025	19,44030	19,52075	19,60161	19,68287	19,76455	19,84664	19,92915
18	20,48938	20,57945	20,67001	20,76106	20,85260	20,94463	21,03717	21,13020	21,22373	21,31777
19	21,79672	21,89843	22,00073	22,10362	22,20709	22,31117	22,41583	22,52110	22,62698	22,73346
20	23,12367	23,23786	23,35274	23,46833	23,58462	23,70161	23,81932	23,93774	24,05689	24,17677
21	24,47052	24,59804	24,72639	24,85555	24,98555	25,11639	25,24807	25,38059	25,51397	25,64821
22	25,83758	25,97931	26,12201	26,26567	26,41031	26,55593	26,70253	26,85013	26,99874	27,14835
23	27,22514	27,38199	27,53996	27,69906	27,85928	28,02065	28,18318	28,34686	28,51171	28,67775
24	28,63352	28,80641	28,98060	29,15609	29,33289	29,51102	29,69048	29,87128	30,05344	30,23696
25	30,06302	30,25291	30,44429	30,63717	30,83155	31,02746	31,22490	31,42390	31,62445	31,82658
26	31,51397	31,72183	31,93140	32,14268	32,35569	32,57044	32,78695	33,00524	33,22532	33,44720
27	32,98668	33,21352	33,44230	33,67303	33,90573	34,14042	34,37712	34,61584	34,85660	35,09942
28	34,48148	34,72833	34,97738	35,22864	35,48213	35,73788	35,99591	36,25623	36,51887	36,78386
29	35,99870	36,26662	36,53702	36,80991	37,08533	37,36329	37,64383	37,92697	38,21273	38,50114
30	37,53868	37,82875	38,12161	38,41727	38,71578	39,01715	39,32142	39,62862	39,93877	40,25192
31	39,10176	39,41510	39,73155	40,05116	40,37395	40,69995	41,02921	41,36175	41,69761	42,03683
32	40,68829	41,02603	41,36726	41,71200	42,06030	42,41220	42,76773	43,12694	43,48987	43,85655
33	42,29861	42,66194	43,02914	43,40025	43,77533	44,15441	44,53755	44,92479	45,31617	45,71175
34	43,93309	44,32320	44,71760	45,11635	45,51951	45,92712	46,33923	46,75590	47,17718	47,60313
35	45,59209	46,01021	46,43308	46,86077	47,29334	47,73084	48,17333	48,62088	49,07355	49,53139
36	47,27597	47,72337	48,17601	48,63398	49,09733	49,56613	50,04045	50,52037	51,00594	51,49725
37	48,98511	49,46308	49,94683	50,43644	50,93198	51,43354	51,94118	52,45499	52,97506	53,50145
38	50,71989	51,22975	51,74598	52,26864	52,79783	53,33362	53,87612	54,42541	54,98158	55,54473
39	52,48068	53,02382	53,57391	54,13107	54,69539	55,26696	55,84589	56,43228	57,02623	57,62785
40	54,26789	54,84569	55,43110	56,02423	56,62521	57,23413	57,85112	58,47628	59,10973	59,75159
41	56,08191	56,69579	57,31799	57,94863	58,58784	59,23573	59,89244	60,55809	61,23282	61,91675
42	57,92314	58,57458	59,23508	59,90479	60,58383	61,27236	61,97050	62,67842	63,39624	64,12413
43	59,79199	60,48248	61,18284	61,89322	62,61376	63,34462	64,08597	64,83797	65,60077	66,37455
44	61,68887	62,41996	63,16177	63,91445	64,67819	65,45315	66,23952	67,03747	67,84718	68,66885
45	63,61420	64,38747	65,17236	65,96904	66,77772	67,59858	68,43183	69,27766	70,13628	71,00789
46	65,56841	66,38548	67,21511	68,05753	68,91294	69,78156	70,66360	71,55930	72,46887	73,39255
47	67,55194	68,41445	69,29056	70,18048	71,08446	72,00274	72,93555	73,88314	74,84578	75,82370
48	69,56522	70,47488	71,39921	72,33846	73,29290	74,26278	75,24839	76,24998	77,26785	78,30226
49	71,60870	72,56724	73,54159	74,53204	75,53888	76,56238	77,60286	78,66061	79,73594	80,82916
50	73,68283	74,69203	75,71826	76,76182	77,82304	78,90222	79,99971	81,11583	82,25092	83,40533
51	75,78807	76,84976	77,92975	79,02839	80,14603	81,28301	82,43971	83,61647	84,81369	86,03173
52	77,92489	79,04093	80,17663	81,33236	82,50851	83,70547	84,92362	86,16338	87,42515	88,70935
53	80,09376	81,26606	82,45945	83,67434	84,91116	86,17031	87,45225	88,75740	90,08622	91,43918
54	82,29517	83,52569	84,77880	86,05497	87,35465	88,67829	90,02639	91,39941	92,79786	94,22224
55	84,52960	85,82033	87,13526	88,47488	89,83967	91,23016	92,64686	94,09030	95,56102	97,05958
56	86,79754	88,15055	89,52943	90,93471	92,36695	93,82669	95,31450	96,83097	98,37668	99,95224
57	89,09951	90,51688	91,96190	93,43514	94,93719	96,46866	98,03017	99,62234	101,24584	102,90131
58	91,43600	92,91989	94,43329	95,97682	97,55112	99,15686	100,79471	102,46536	104,16951	105,90788
59	93,80754	95,36015	96,94422	98,56043	100,20949	101,89210	103,60901	105,36097	107,14873	108,97309
60	96,21465	97,83823	99,49533	101,18668	102,91305	104,67522	106,47398	108,31014	110,18456	112,09806

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	2,00%	2,05%	2,10%	2,15%	2,20%	2,25%	2,30%	2,35%	2,40%	2,45%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,02000	2,02050	2,02100	2,02150	2,02200	2,02250	2,02300	2,02350	2,02400	2,02450
3	3,06040	3,06192	3,06344	3,06496	3,06648	3,06801	3,06953	3,07105	3,07258	3,07410
4	4,12161	4,12469	4,12777	4,13086	4,13395	4,13704	4,14013	4,14322	4,14632	4,14942
5	5,20404	5,20925	5,21446	5,21967	5,22489	5,23012	5,23535	5,24059	5,24583	5,25108
6	6,30812	6,31604	6,32396	6,33190	6,33984	6,34780	6,35576	6,36374	6,37173	6,37973
7	7,43428	7,44551	7,45676	7,46803	7,47932	7,49062	7,50195	7,51329	7,52465	7,53603
8	8,58297	8,59815	8,61336	8,62859	8,64386	8,65916	8,67449	8,68985	8,70524	8,72066
9	9,75463	9,77441	9,79424	9,81411	9,83403	9,85399	9,87400	9,89406	9,91417	9,93432
10	10,94972	10,97478	10,99991	11,02511	11,05038	11,07571	11,10111	11,12657	11,15211	11,17771
11	12,16872	12,19977	12,23091	12,26215	12,29348	12,32491	12,35643	12,38805	12,41976	12,45156
12	13,41209	13,44986	13,48776	13,52579	13,56394	13,60222	13,64063	13,67917	13,71783	13,75663
13	14,68033	14,72558	14,77101	14,81659	14,86235	14,90827	14,95436	15,00063	15,04706	15,09367
14	15,97394	16,02746	16,08120	16,13515	16,18932	16,24371	16,29832	16,35314	16,40819	16,46346
15	17,29342	17,35602	17,41890	17,48205	17,54548	17,60919	17,67318	17,73744	17,80199	17,86682
16	18,63929	18,71182	18,78470	18,85792	18,93149	19,00540	19,07966	19,15427	19,22923	19,30455
17	20,01207	20,09541	20,17918	20,26336	20,34798	20,43302	20,51849	20,60440	20,69074	20,77751
18	21,41231	21,50737	21,60294	21,69903	21,79563	21,89276	21,99042	22,08860	22,18731	22,28656
19	22,84056	22,94827	23,05660	23,16556	23,27514	23,38535	23,49620	23,60768	23,71981	23,83258
20	24,29737	24,41871	24,54079	24,66362	24,78719	24,91152	25,03661	25,16246	25,28909	25,41648
21	25,78332	25,91929	26,05615	26,19388	26,33251	26,47203	26,61245	26,75378	26,89602	27,03919
22	27,29898	27,45064	27,60333	27,75705	27,91182	28,06765	28,22454	28,38249	28,54153	28,70165
23	28,84496	29,01338	29,18300	29,35383	29,52588	29,69917	29,87370	30,04948	30,22652	30,40484
24	30,42186	30,60815	30,79584	30,98494	31,17545	31,36740	31,56080	31,75565	31,95196	32,14975
25	32,03030	32,23562	32,44255	32,65111	32,86131	33,07317	33,28670	33,50190	33,71881	33,93742
26	33,67091	33,89645	34,12384	34,35311	34,58426	34,81732	35,05229	35,28920	35,52806	35,76889
27	35,34432	35,59133	35,84045	36,09170	36,34512	36,60071	36,85849	37,11849	37,38073	37,64523
28	37,05121	37,32095	37,59309	37,86767	38,14471	38,42422	38,70624	38,99078	39,27787	39,56754
29	38,79223	39,08603	39,38255	39,68183	39,98389	40,28877	40,59648	40,90706	41,22054	41,53694
30	40,56808	40,88729	41,20958	41,53499	41,86354	42,19526	42,53020	42,86838	43,20983	43,55460
31	42,37944	42,72548	43,07498	43,42799	43,78454	44,14466	44,50839	44,87579	45,24687	45,62168
32	44,22703	44,60135	44,97956	45,36169	45,74780	46,13791	46,53209	46,93037	47,33279	47,73941
33	46,11157	46,51568	46,92413	47,33697	47,75425	48,17602	48,60233	49,03323	49,46878	49,90903
34	48,03380	48,46925	48,90954	49,35471	49,80484	50,25998	50,72018	51,18551	51,65603	52,13180
35	49,99448	50,46287	50,93664	51,41584	51,90055	52,39083	52,88674	53,38837	53,89578	54,40903
36	51,99437	52,49736	53,00631	53,52128	54,04236	54,56962	55,10314	55,64300	56,18927	56,74205
37	54,03425	54,57356	55,11944	55,67199	56,23129	56,79744	57,37051	57,95061	58,53782	59,13223
38	56,11494	56,69231	57,27695	57,86894	58,46838	59,07538	59,69003	60,31245	60,94272	61,58097
39	58,23724	58,85451	59,47976	60,11312	60,75468	61,40457	62,06290	62,72979	63,40535	64,08971
40	60,40198	61,06102	61,72884	62,40555	63,09129	63,78618	64,49035	65,20394	65,92708	66,65990
41	62,61002	63,31277	64,02514	64,74727	65,47929	66,22137	66,97363	67,73623	68,50933	69,29307
42	64,86222	65,61069	66,36967	67,13934	67,91984	68,71135	69,51402	70,32803	71,15355	71,99075
43	67,15947	67,95571	68,76343	69,58283	70,41408	71,25735	72,11284	72,98074	73,86124	74,75453
44	69,50266	70,34880	71,20747	72,07886	72,96319	73,86064	74,77144	75,69579	76,63391	77,58601
45	71,89271	72,79095	73,70282	74,62856	75,56838	76,52251	77,49118	78,47464	79,47312	80,48687
46	74,33056	75,28316	76,25058	77,23307	78,23088	79,24426	80,27348	81,31879	82,38048	83,45880
47	76,81718	77,82647	78,85184	79,89358	80,95196	82,02726	83,11977	84,22979	85,35761	86,50354
48	79,35352	80,42191	81,50773	82,61129	83,73290	84,87287	86,03152	87,20919	88,40619	89,62287
49	81,94059	83,07056	84,21940	85,38744	86,57503	87,78251	89,01025	90,25860	91,52794	92,81863
50	84,57940	85,77351	86,98800	88,22327	89,47968	90,75762	92,05748	93,37968	94,72461	96,09269
51	87,27099	88,53186	89,81475	91,12007	92,44823	93,79966	95,17481	96,57410	97,99800	99,44696
52	90,01641	91,34677	92,70086	94,07915	95,48209	96,91016	98,36383	99,84359	101,34995	102,88341
53	92,81674	94,21937	95,64758	97,10185	98,58270	100,09064	101,62620	103,18992	104,78235	106,40406
54	95,67307	97,15087	98,65618	100,18954	101,75152	103,34267	104,96360	106,61488	108,29713	110,01095
55	98,58653	100,14246	101,72796	103,34362	104,99005	106,66788	108,37776	110,12033	111,89626	113,70622
56	101,55826	103,19538	104,86425	106,56550	108,29983	110,06791	111,87045	113,70816	115,58177	117,49203
57	104,58943	106,31089	108,06639	109,85666	111,68243	113,54444	115,44347	117,38030	119,35573	121,37058
58	107,68122	109,49026	111,33579	113,21858	115,13944	117,09919	119,09867	121,13874	123,22027	125,34416
59	110,83484	112,73481	114,67384	116,65278	118,67251	120,73392	122,83794	124,98550	127,17755	129,41509
60	114,05154	116,04588	118,08199	120,16081	122,28330	124,45043	126,66321	128,92266	131,22982	133,58576

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	2,50%	2,55%	2,60%	2,65%	2,70%	2,75%	2,80%	2,85%	2,90%	2,95%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,02500	2,02550	2,02600	2,02650	2,02700	2,02750	2,02800	2,02850	2,02900	2,02950
3	3,07563	3,07715	3,07868	3,08020	3,08173	3,08326	3,08478	3,08631	3,08784	3,08937
4	4,15252	4,15562	4,15872	4,16183	4,16494	4,16805	4,17116	4,17427	4,17739	4,18051
5	5,25633	5,26159	5,26685	5,27212	5,27739	5,28267	5,28795	5,29324	5,29853	5,30383
6	6,38774	6,39576	6,40379	6,41183	6,41988	6,42794	6,43601	6,44410	6,45219	6,46029
7	7,54743	7,55885	7,57028	7,58174	7,59322	7,60471	7,61622	7,62775	7,63930	7,65087
8	8,73612	8,75160	8,76711	8,78266	8,79823	8,81384	8,82948	8,84514	8,86084	8,87657
9	9,95452	9,97476	9,99506	10,01540	10,03578	10,05622	10,07670	10,09723	10,11781	10,13843
10	11,20338	11,22912	11,25493	11,28081	11,30675	11,33276	11,35885	11,38500	11,41122	11,43752
11	12,48347	12,51546	12,54756	12,57975	12,61203	12,64442	12,67690	12,70947	12,74215	12,77492
12	13,79555	13,83461	13,87379	13,91311	13,95256	13,99214	14,03185	14,07169	14,11167	14,15178
13	15,14044	15,18739	15,23451	15,28181	15,32928	15,37692	15,42474	15,47274	15,52091	15,56926
14	16,51895	16,57467	16,63061	16,68677	16,74317	16,79979	16,85663	16,91371	16,97102	17,02855
15	17,93193	17,99732	18,06301	18,12897	18,19523	18,26178	18,32862	18,39575	18,46318	18,53090
16	19,38022	19,45625	19,53264	19,60939	19,68650	19,76398	19,84182	19,92003	19,99861	20,07756
17	20,86473	20,95239	21,04049	21,12904	21,21804	21,30749	21,39739	21,48775	21,57857	21,66985
18	22,38635	22,48667	22,58754	22,68896	22,79093	22,89344	22,99652	23,10015	23,20435	23,30911
19	23,94601	24,06009	24,17482	24,29022	24,40628	24,52301	24,64042	24,75851	24,87727	24,99673
20	25,54466	25,67362	25,80337	25,93391	26,06525	26,19740	26,33035	26,46412	26,59871	26,73413
21	27,18327	27,32829	27,47425	27,62116	27,76901	27,91783	28,06760	28,21835	28,37008	28,52279
22	28,86286	29,02517	29,18858	29,35312	29,51878	29,68557	29,85350	30,02257	30,19281	30,36421
23	30,58443	30,76531	30,94749	31,13098	31,31578	31,50192	31,68939	31,87822	32,06840	32,25995
24	32,34904	32,54982	32,75212	32,95595	33,16131	33,36822	33,57670	33,78675	33,99838	34,21162
25	34,15776	34,37984	34,60368	34,82928	35,05666	35,28585	35,51684	35,74967	35,98434	36,22086
26	36,01171	36,25653	36,50337	36,75226	37,00319	37,25621	37,51132	37,76853	38,02788	38,28938
27	37,91200	38,18107	38,45246	38,72619	39,00228	39,28075	39,56163	39,84494	40,13069	40,41892
28	39,85980	40,15469	40,45222	40,75243	41,05534	41,36098	41,66936	41,98052	42,29448	42,61127
29	41,85630	42,17863	42,50398	42,83237	43,16384	43,49840	43,83610	44,17696	44,52102	44,86831
30	43,90270	44,25419	44,60909	44,96743	45,32926	45,69461	46,06351	46,43601	46,81213	47,19192
31	46,00027	46,38267	46,76892	47,15907	47,55315	47,95121	48,35329	48,75943	49,16968	49,58408
32	48,15028	48,56543	48,98491	49,40878	49,83709	50,26987	50,70718	51,14908	51,59560	52,04681
33	50,35403	50,80385	51,25852	51,71812	52,18269	52,65229	53,12698	53,60683	54,09188	54,58219
34	52,61289	53,09934	53,59124	54,08865	54,59162	55,10023	55,61454	56,13462	56,66054	57,19237
35	54,92821	55,45338	55,98462	56,52200	57,06559	57,61548	58,17175	58,73446	59,30370	59,87954
36	57,30141	57,86744	58,44022	59,01983	59,60636	60,19991	60,80055	61,40839	62,02350	62,64599
37	59,73395	60,34306	60,95966	61,58385	62,21574	62,85541	63,50297	64,15853	64,82218	65,49405
38	62,22730	62,88181	63,54461	64,21583	64,89556	65,58393	66,28105	66,98705	67,70203	68,42612
39	64,78298	65,48529	66,19677	66,91755	67,64774	68,38749	69,13692	69,89618	70,66539	71,44469
40	67,40255	68,15517	68,91789	69,69086	70,47423	71,26814	72,07276	72,88822	73,71468	74,55231
41	70,08762	70,89312	71,70975	72,53767	73,37703	74,22802	75,09079	75,96553	76,85241	77,75160
42	72,83981	73,70090	74,57421	75,45992	76,35821	77,26929	78,19334	79,13055	80,08113	81,04528
43	75,66080	76,58027	77,51314	78,45960	79,41989	80,39419	81,38275	82,38577	83,40348	84,43611
44	78,55232	79,53307	80,52848	81,53878	82,56422	83,60504	84,66147	85,73376	86,82218	87,92698
45	81,51613	82,56116	83,62222	84,69956	85,79346	86,90417	88,03199	89,17718	90,34003	91,52082
46	84,55403	85,66647	86,79640	87,94410	89,10988	90,29404	91,49688	92,71873	93,95989	95,22069
47	87,66789	88,85097	90,05310	91,27462	92,51585	93,77712	95,05880	96,36121	97,68472	99,02970
48	90,85958	92,11667	93,39448	94,69340	96,01377	97,35600	98,72044	100,10750	101,51758	102,95107
49	94,13107	95,46564	96,82274	98,20277	99,60615	101,03329	102,48461	103,96057	105,46159	106,98813
50	97,48435	98,90002	100,34013	101,80514	103,29551	104,81170	106,35418	107,92344	109,51998	111,14428
51	100,92146	102,42197	103,94897	105,50298	107,08449	108,69402	110,33210	111,99926	113,69606	115,42304
52	104,44449	106,03373	107,65165	109,29881	110,97577	112,68311	114,42140	116,19124	117,99324	119,82802
53	108,05561	109,73759	111,45059	113,19523	114,97212	116,78189	118,62520	120,50269	122,41505	124,36294
54	111,75700	113,53589	115,34831	117,19490	119,07637	120,99340	122,94670	124,93702	126,96508	129,03165
55	115,55092	117,43106	119,34736	121,30057	123,29143	125,32071	127,38921	129,49772	131,64707	133,83808
56	119,43969	121,42555	123,45039	125,51503	127,62030	129,76703	131,95611	134,18841	136,46483	138,78631
57	123,42569	125,52190	127,66010	129,84118	132,06604	134,33563	136,65088	139,01278	141,42231	143,88050
58	127,51133	129,72271	131,97927	134,28197	136,63183	139,02986	141,47711	143,97464	146,52356	149,12498
59	131,69911	134,03064	136,41073	138,84044	141,32089	143,85318	146,43846	149,07792	151,77274	154,52416
60	135,99159	138,44842	140,95741	143,51972	146,13655	148,80914	151,53874	154,32664	157,17415	160,08263

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	3,00%	3,05%	3,10%	3,15%	3,20%	3,25%	3,30%	3,35%	3,40%	3,45%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,03000	2,03050	2,03100	2,03150	2,03200	2,03250	2,03300	2,03350	2,03400	2,03450
3	3,09090	3,09243	3,09396	3,09549	3,09702	3,09856	3,10009	3,10162	3,10316	3,10469
4	4,18363	4,18675	4,18987	4,19300	4,19613	4,19926	4,20239	4,20553	4,20866	4,21180
5	5,30914	5,31445	5,31976	5,32508	5,33040	5,33574	5,34107	5,34641	5,35176	5,35711
6	6,46841	6,47654	6,48467	6,49282	6,50098	6,50915	6,51733	6,52552	6,53372	6,54193
7	7,66246	7,67407	7,68570	7,69734	7,70901	7,72069	7,73240	7,74412	7,75586	7,76763
8	8,89234	8,90813	8,92395	8,93981	8,95570	8,97162	8,98757	9,00355	9,01956	9,03561
9	10,15911	10,17983	10,20060	10,22141	10,24228	10,26319	10,28416	10,30517	10,32623	10,34734
10	11,46388	11,49031	11,51681	11,54339	11,57003	11,59675	11,62353	11,65039	11,67732	11,70432
11	12,80780	12,84077	12,87384	12,90701	12,94027	12,97364	13,00711	13,04068	13,07435	13,10812
12	14,19203	14,23241	14,27293	14,31358	14,35436	14,39529	14,43635	14,47754	14,51888	14,56035
13	15,61779	15,66650	15,71539	15,76445	15,81370	15,86313	15,91274	15,96254	16,01252	16,06268
14	17,08632	17,14433	17,20256	17,26103	17,31974	17,37868	17,43787	17,49729	17,55694	17,61684
15	18,59891	18,66723	18,73584	18,80476	18,87397	18,94349	19,01331	19,08344	19,15388	19,22463
16	20,15688	20,23658	20,31665	20,39711	20,47794	20,55915	20,64075	20,72274	20,80511	20,88788
17	21,76159	21,85379	21,94647	22,03962	22,13323	22,22733	22,32190	22,41695	22,51249	22,60851
18	23,41444	23,52034	23,62681	23,73386	23,84150	23,94972	24,05852	24,16792	24,27791	24,38850
19	25,11687	25,23771	25,35924	25,48148	25,60442	25,72808	25,85245	25,97754	26,10336	26,22990
20	26,87037	27,00746	27,14538	27,28415	27,42377	27,56424	27,70558	27,84779	27,99087	28,13484
21	28,67649	28,83118	28,98688	29,14360	29,30133	29,46008	29,61987	29,78069	29,94256	30,10549
22	30,53678	30,71053	30,88548	31,06162	31,23897	31,41753	31,59732	31,77835	31,96061	32,14413
23	32,45288	32,64721	32,84293	33,04006	33,23862	33,43860	33,64004	33,84292	34,04727	34,25310
24	34,42647	34,64295	34,86106	35,08082	35,30225	35,52536	35,75016	35,97666	36,20488	36,43483
25	36,45926	36,69955	36,94175	37,18587	37,43192	37,67993	37,92991	38,18188	38,43584	38,69183
26	38,55304	38,81889	39,08695	39,35722	39,62975	39,90453	40,18160	40,46097	40,74266	41,02670
27	40,70963	41,00287	41,29864	41,59698	41,89790	42,20143	42,50759	42,81641	43,12791	43,44212
28	42,93092	43,25346	43,57890	43,90728	44,23863	44,57297	44,91034	45,25076	45,59426	45,94088
29	45,21885	45,57269	45,92984	46,29036	46,65427	47,02160	47,39238	47,76666	48,14447	48,52584
30	47,57542	47,96265	48,35367	48,74851	49,14720	49,54980	49,95633	50,36685	50,78138	51,19998
31	50,00268	50,42551	50,85263	51,28408	51,71991	52,16017	52,60489	53,05414	53,50795	53,96638
32	52,50276	52,96349	53,42907	53,89953	54,37495	54,85537	55,34085	55,83145	56,32722	56,82822
33	55,07784	55,57888	56,08537	56,59737	57,11495	57,63817	58,16710	58,70180	59,24234	59,78879
34	57,73018	58,27403	58,82401	59,38019	59,94263	60,51141	61,08662	61,66831	62,25658	62,85150
35	60,46208	61,05139	61,64756	62,25066	62,86079	63,47803	64,10247	64,73420	65,37331	66,01988
36	63,27594	63,91346	64,55863	65,21156	65,87234	66,54107	67,21785	67,90280	68,59600	69,29757
37	66,17422	66,86282	67,55995	68,26572	68,98025	69,70365	70,43604	71,17754	71,92826	72,68833
38	69,15945	69,90214	70,65431	71,41609	72,18762	72,96902	73,76043	74,56199	75,37382	76,19608
39	72,23423	73,03415	73,84459	74,66570	75,49762	76,34052	77,19453	78,05981	78,93653	79,82484
40	75,40126	76,26169	77,13377	78,01767	78,91355	79,82158	80,74195	81,67482	82,62038	83,57880
41	78,66330	79,58767	80,52492	81,47522	82,43878	83,41578	84,40643	85,41092	86,42947	87,46227
42	82,02320	83,01510	84,02119	85,04169	86,07682	87,12680	88,19184	89,27219	90,36807	91,47972
43	85,48389	86,54706	87,62585	88,72051	89,83128	90,95842	92,10217	93,26281	94,44058	95,63577
44	89,04841	90,18674	91,34225	92,51520	93,70588	94,91457	96,14155	97,38711	98,65156	99,93520
45	92,71986	93,93744	95,17386	96,42943	97,70447	98,99929	100,31422	101,64958	103,00572	104,38297
46	96,50146	97,80253	99,12425	100,46696	101,83101	103,21677	104,62459	106,05484	107,50791	108,98418
47	100,39650	101,78551	103,19710	104,63167	106,08961	107,57131	109,07720	110,60768	112,16318	113,74413
48	104,40840	105,88997	107,39621	108,92757	110,48447	112,06738	113,67675	115,31304	116,97673	118,66831
49	108,54065	110,11961	111,72549	113,35879	115,01998	116,70957	118,42808	120,17602	121,95394	123,76236
50	112,79687	114,47826	116,18899	117,92959	119,70061	121,50263	123,33620	125,20192	127,10037	129,03216
51	117,18077	118,96985	120,79084	122,64437	124,53103	126,45147	128,40630	130,39619	132,42178	134,48377
52	121,69620	123,59843	125,53536	127,50767	129,51603	131,56114	133,64371	135,76446	137,92413	140,12346
53	126,34708	128,36818	130,42696	132,52416	134,66054	136,83688	139,05395	141,31257	143,61355	145,95772
54	131,13749	133,28341	135,47019	137,69867	139,96968	142,28407	144,64273	147,04654	149,49641	151,99326
55	136,07162	138,34855	140,66977	143,03618	145,44871	147,90831	150,41594	152,97260	155,57928	158,23703
56	141,15377	143,56818	146,03053	148,54182	151,10307	153,71533	156,37967	159,09718	161,86898	164,69621
57	146,38838	148,94701	151,55748	154,22088	156,93836	159,71107	162,54020	165,42693	168,37253	171,37823
58	151,78003	154,48990	157,25576	160,07884	162,96039	165,90168	168,90402	171,96874	175,09719	178,29078
59	157,33343	160,20184	163,13069	166,12133	169,17512	172,29349	175,47785	178,72969	182,05050	185,44181
60	163,05344	166,08799	169,18774	172,35415	175,58873	178,89303	182,26862	185,71713	189,24021	192,83955

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	3,50%	3,55%	3,60%	3,65%	3,70%	3,75%	3,80%	3,85%	3,90%	3,95%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,03500	2,03550	2,03600	2,03650	2,03700	2,03750	2,03800	2,03850	2,03900	2,03950
3	3,10622	3,10776	3,10930	3,11083	3,11237	3,11391	3,11544	3,11698	3,11852	3,12006
4	4,21494	4,21809	4,22123	4,22438	4,22753	4,23068	4,23383	4,23699	4,24014	4,24330
5	5,36247	5,36783	5,37319	5,37857	5,38395	5,38933	5,39472	5,40011	5,40551	5,41091
6	6,55015	6,55839	6,56663	6,57489	6,58315	6,59143	6,59972	6,60801	6,61632	6,62464
7	7,77941	7,79121	7,80303	7,81487	7,82673	7,83861	7,85050	7,86242	7,87436	7,88632
8	9,05169	9,06780	9,08394	9,10011	9,11632	9,13255	9,14882	9,16513	9,18146	9,19783
9	10,36850	10,38970	10,41096	10,43227	10,45362	10,47503	10,49648	10,51798	10,53954	10,56114
10	11,73139	11,75854	11,78575	11,81304	11,84040	11,86784	11,89535	11,92293	11,95058	11,97831
11	13,14199	13,17597	13,21004	13,24422	13,27850	13,31288	13,34737	13,38196	13,41665	13,45145
12	14,60196	14,64371	14,68560	14,72763	14,76980	14,81212	14,85457	14,89716	14,93990	14,98278
13	16,11303	16,16356	16,21428	16,26519	16,31629	16,36757	16,41904	16,47070	16,52256	16,57460
14	17,67699	17,73737	17,79800	17,85887	17,91999	17,98135	18,04297	18,10483	18,16694	18,22930
15	19,29568	19,36705	19,43873	19,51072	19,58303	19,65565	19,72860	19,80186	19,87545	19,94936
16	20,97103	21,05458	21,13852	21,22286	21,30760	21,39274	21,47829	21,56423	21,65059	21,73736
17	22,70502	22,80201	22,89951	22,99750	23,09598	23,19497	23,29446	23,39446	23,49496	23,59598
18	24,49969	24,61149	24,72389	24,83690	24,95053	25,06478	25,17965	25,29514	25,41127	25,52802
19	26,35718	26,48519	26,61395	26,74345	26,87370	27,00471	27,13648	27,26901	27,40231	27,53638
20	28,27968	28,42542	28,57205	28,71959	28,86803	29,01739	29,16766	29,31886	29,47100	29,62407
21	30,26947	30,43452	30,60065	30,76785	30,93615	31,10554	31,27603	31,44764	31,62037	31,79422
22	32,32890	32,51495	32,70227	32,89088	33,08078	33,27200	33,46452	33,65837	33,85356	34,05009
23	34,46041	34,66923	34,87955	35,09140	35,30477	35,51970	35,73617	35,95422	36,17385	36,39507
24	36,66653	36,89998	37,13521	37,37223	37,61105	37,85168	38,09415	38,33846	38,58463	38,83267
25	38,94986	39,20993	39,47208	39,73632	40,00266	40,27112	40,54173	40,81449	41,08943	41,36656
26	41,31310	41,60189	41,89308	42,18669	42,48276	42,78129	43,08231	43,38585	43,69192	44,00054
27	43,75906	44,07875	44,40123	44,72651	45,05462	45,38559	45,71944	46,05620	46,39590	46,73856
28	46,29063	46,64355	46,99967	47,35903	47,72164	48,08755	48,45678	48,82937	49,20534	49,58474
29	48,91080	49,29940	49,69166	50,08763	50,48734	50,89083	51,29814	51,70930	52,12435	52,54333
30	51,62268	52,04952	52,48056	52,91583	53,35537	53,79924	54,24747	54,70011	55,15720	55,61879
31	54,42947	54,89728	55,36986	55,84726	56,32952	56,81671	57,30887	57,80606	58,30833	58,81574
32	57,33450	57,84614	58,36318	58,88568	59,41371	59,94734	60,48661	61,03159	61,58235	62,13896
33	60,34121	60,89967	61,46425	62,03501	62,61202	63,19536	63,78510	64,38131	64,98407	65,59345
34	63,45315	64,06161	64,67696	65,29929	65,92867	66,56519	67,20893	67,85999	68,51845	69,18439
35	66,67401	67,33580	68,00533	68,68271	69,36803	70,06138	70,76287	71,47260	72,19066	72,91717
36	70,00760	70,72622	71,45353	72,18963	72,93464	73,68868	74,45186	75,22429	76,00610	76,79740
37	73,45787	74,23700	75,02585	75,82455	76,63323	77,45201	78,28103	79,12043	79,97034	80,83090
38	77,02889	77,87241	78,72678	79,59215	80,46865	81,35646	82,25571	83,16657	84,08918	85,02372
39	80,72491	81,63689	82,56095	83,49726	84,44600	85,40733	86,38143	87,36848	88,36866	89,38215
40	84,55028	85,53499	86,53314	87,54491	88,57050	89,61010	90,66392	91,73216	92,81504	93,91275
41	88,50954	89,57149	90,64833	91,74030	92,84761	93,97048	95,10915	96,26385	97,43482	98,62230
42	92,60737	93,75127	94,91167	96,08882	97,28297	98,49437	99,72330	100,97001	102,23478	103,51788
43	96,84863	98,07944	99,32849	100,59606	101,88244	103,18791	104,51278	105,85736	107,22194	108,60684
44	101,23833	102,56127	103,90432	105,26782	106,65209	108,05746	109,48427	110,93287	112,40359	113,89681
45	105,78167	107,20219	108,64488	110,11009	111,59821	113,10961	114,64467	116,20378	117,78733	119,39574
46	110,48403	112,00787	113,55609	115,12911	116,72735	118,35122	120,00117	121,67763	123,38104	125,11187
47	115,35097	116,98415	118,64411	120,33132	122,04626	123,78939	125,56121	127,36221	129,19290	131,05379
48	120,38826	122,13708	123,91530	125,72342	127,56197	129,43150	131,33254	133,26566	135,23142	137,23041
49	125,60185	127,47295	129,37625	131,31232	133,28176	135,28518	137,32318	139,39639	141,50545	143,65101
50	130,99791	132,99824	135,03379	137,10522	139,21319	141,35837	143,54146	145,76315	148,02416	150,32523
51	136,58284	138,71968	140,89501	143,10956	145,36408	147,65931	149,99603	152,37503	154,79710	157,26307
52	142,36324	144,64423	146,96723	149,33306	151,74255	154,19653	156,69588	159,24147	161,83419	164,47496
53	148,34595	150,77910	153,25805	155,78372	158,35702	160,97890	163,65032	166,37227	169,14573	171,97173
54	154,53806	157,13175	159,77534	162,46982	165,21623	168,01561	170,86904	173,77760	176,74241	179,76461
55	160,94689	163,70993	166,52725	169,39997	172,32923	175,31620	178,36206	181,46803	184,63536	187,86531
56	167,58003	170,52163	173,52223	176,58307	179,70541	182,89056	186,13982	189,45455	192,83614	196,28599
57	174,44533	177,57515	180,76904	184,02835	187,35451	190,74895	194,21313	197,74855	201,35675	205,03929
58	181,55092	184,87907	188,27672	191,74539	195,28663	198,90204	202,59323	206,36187	210,20966	214,13834
59	188,90520	192,44228	196,05468	199,74410	203,51224	207,36086	211,29177	215,30681	219,40784	223,59680
60	196,51688	200,27398	204,11265	208,03476	212,04219	216,13690	220,32086	224,59612	228,96475	233,42888

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	4,00%	4,05%	4,10%	4,15%	4,20%	4,25%	4,30%	4,35%	4,40%	4,45%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,04000	2,04050	2,04100	2,04150	2,04200	2,04250	2,04300	2,04350	2,04400	2,04450
3	3,12160	3,12314	3,12468	3,12622	3,12776	3,12931	3,13085	3,13239	3,13394	3,13548
4	4,24646	4,24963	4,25279	4,25596	4,25913	4,26230	4,26548	4,26865	4,27183	4,27501
5	5,41632	5,42174	5,42716	5,43258	5,43801	5,44345	5,44889	5,45434	5,45979	5,46525
6	6,63298	6,64132	6,64967	6,65804	6,66641	6,67480	6,68319	6,69160	6,70002	6,70845
7	7,89829	7,91029	7,92231	7,93434	7,94640	7,95848	7,97057	7,98269	7,99482	8,00698
8	9,21423	9,23066	9,24712	9,26362	9,28015	9,29671	9,31331	9,32993	9,34659	9,36329
9	10,58280	10,60450	10,62625	10,64806	10,66991	10,69182	10,71378	10,73578	10,75784	10,77995
10	12,00611	12,03398	12,06193	12,08995	12,11805	12,14622	12,17447	12,20279	12,23119	12,25966
11	13,48635	13,52136	13,55647	13,59169	13,62701	13,66244	13,69797	13,73361	13,76936	13,80522
12	15,02581	15,06897	15,11228	15,15574	15,19934	15,24309	15,28698	15,33103	15,37521	15,41955
13	16,62684	16,67927	16,73189	16,78470	16,83772	16,89092	16,94432	16,99792	17,05172	17,10572
14	18,29191	18,35478	18,41790	18,48127	18,54490	18,60879	18,67293	18,73733	18,80200	18,86692
15	20,02359	20,09815	20,17303	20,24824	20,32379	20,39966	20,47587	20,55241	20,62929	20,70650
16	21,82453	21,91212	22,00012	22,08854	22,17738	22,26665	22,35633	22,44644	22,53697	22,62794
17	23,69751	23,79956	23,90213	24,00522	24,10883	24,21298	24,31765	24,42286	24,52860	24,63488
18	25,64541	25,76344	25,88212	26,00144	26,12141	26,24203	26,36331	26,48525	26,60786	26,73114
19	27,67123	27,80686	27,94328	28,08050	28,21850	28,35732	28,49693	28,63736	28,77861	28,92067
20	29,77808	29,93304	30,08896	30,24584	30,40368	30,56250	30,72230	30,88309	31,04486	31,20764
21	31,96920	32,14533	32,32260	32,50104	32,68064	32,86141	33,04336	33,22650	33,41084	33,59638
22	34,24797	34,44721	34,64783	34,84983	35,05322	35,25802	35,46422	35,67185	35,88092	36,09142
23	36,61789	36,84233	37,06839	37,29610	37,52546	37,75648	37,98919	38,22358	38,45968	38,69749
24	39,08260	39,33444	39,58820	39,84389	40,10153	40,36113	40,62272	40,88630	41,15190	41,41953
25	41,64591	41,92749	42,21131	42,49741	42,78579	43,07648	43,36950	43,66486	43,96258	44,26270
26	44,31174	44,62555	44,94198	45,26105	45,58280	45,90723	46,23439	46,56428	46,89694	47,23239
27	47,08421	47,43288	47,78460	48,13938	48,49727	48,85829	49,22246	49,58983	49,96040	50,33423
28	49,96758	50,35392	50,74377	51,13717	51,53416	51,93477	52,33903	52,74698	53,15866	53,57410
29	52,96629	53,39325	53,82426	54,25936	54,69859	55,14199	55,58961	56,04148	56,49764	56,95815
30	56,08494	56,55568	57,03106	57,51113	57,99593	58,48553	58,97996	59,47928	59,98354	60,49278
31	59,32834	59,84618	60,36933	60,89784	61,43176	61,97116	62,51610	63,06663	63,62281	64,18471
32	62,70147	63,26995	63,84447	64,42510	65,01190	65,60494	66,20429	66,81003	67,42222	68,04093
33	66,20953	66,83238	67,46209	68,09874	68,74240	69,39315	70,05108	70,71627	71,38880	72,06875
34	69,85791	70,53910	71,22804	71,92484	72,62958	73,34236	74,06327	74,79242	75,52990	76,27581
35	73,65222	74,39593	75,14839	75,90972	76,68002	77,45941	78,24799	79,04589	79,85322	80,67009
36	77,59831	78,40896	79,22947	80,05997	80,90058	81,75143	82,61266	83,48439	84,36676	85,25991
37	81,70225	82,58453	83,47788	84,38246	85,29840	86,22587	87,16500	88,11596	89,07890	90,05397
38	85,97034	86,92920	87,90048	88,88433	89,88094	90,89047	91,91310	92,94901	93,99837	95,06137
39	90,40915	91,44983	92,50440	93,57303	94,65594	95,75331	96,86536	97,99229	99,13430	100,29161
40	95,02552	96,15355	97,29708	98,45631	99,63149	100,82283	102,03057	103,25495	104,49621	105,75458
41	99,82654	101,04777	102,28626	103,54225	104,81601	106,10780	107,41789	108,74654	110,09404	111,46066
42	104,81960	106,14020	107,47999	108,83925	110,21828	111,61738	113,03686	114,47702	115,93818	117,42066
43	110,01238	111,43888	112,88667	114,35608	115,84745	117,36112	118,89744	120,45677	122,03946	123,64588
44	115,41288	116,95216	118,51503	120,10186	121,71304	123,34897	125,01003	126,69664	128,40919	130,14812
45	121,02939	122,68872	124,37414	126,08609	127,82499	129,59130	131,38546	133,20794	135,05920	136,93971
46	126,87057	128,65761	130,47348	132,31866	134,19364	136,09893	138,03504	140,00248	142,00180	144,03353
47	132,94539	134,86825	136,82289	138,80988	140,82977	142,88313	144,97054	147,09259	149,24988	151,44302
48	139,26321	141,33041	143,43263	145,57049	147,74462	149,95567	152,20428	154,49112	156,81688	159,18224
49	145,83373	148,05429	150,31337	152,61167	154,94990	157,32878	159,74906	162,21148	164,71682	167,26585
50	152,66708	155,05049	157,47622	159,94505	162,45779	165,01525	167,61827	170,26768	172,96436	175,70918
51	159,77377	162,33004	164,93274	167,58277	170,28102	173,02840	175,82586	178,67433	181,57479	184,52823
52	167,16472	169,90440	172,69499	175,53746	178,43282	181,38211	184,38637	187,44666	190,56408	193,73974
53	174,85131	177,78553	180,77548	183,82226	186,92700	190,09085	193,31498	196,60059	199,94890	203,36116
54	182,84536	185,98584	189,18727	192,45089	195,77794	199,16971	202,62753	206,15272	209,74665	213,41073
55	191,15917	194,51827	197,94395	201,43760	205,00061	208,63442	212,34051	216,12036	219,97551	223,90751
56	199,80554	203,39626	207,05966	210,79726	214,61063	218,50139	222,47115	226,52160	230,65443	234,87139
57	208,79776	212,63381	216,54910	220,54534	224,62428	228,78770	233,03741	237,37529	241,80322	246,32317
58	218,14967	222,24548	226,42761	230,69798	235,05850	239,51117	244,05802	248,70111	253,44257	258,28455
59	227,87566	232,24642	236,71115	241,27194	245,93096	250,69040	255,55251	260,51961	265,59404	270,77821
60	237,99069	242,65240	247,41630	252,28473	257,26006	262,34474	267,54127	272,85221	278,28018	283,82784

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	4,50%	4,55%	4,60%	4,65%	4,70%	4,75%	4,80%	4,85%	4,90%	4,95%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,04500	2,04550	2,04600	2,04650	2,04700	2,04750	2,04800	2,04850	2,04900	2,04950
3	3,13703	3,13857	3,14012	3,14166	3,14321	3,14476	3,14630	3,14785	3,14940	3,15095
4	4,27819	4,28138	4,28456	4,28775	4,29094	4,29413	4,29733	4,30052	4,30372	4,30692
5	5,47071	5,47618	5,48165	5,48713	5,49261	5,49810	5,50360	5,50910	5,51460	5,52011
6	6,71689	6,72534	6,73381	6,74228	6,75077	6,75926	6,76777	6,77629	6,78482	6,79336
7	8,01915	8,03135	8,04356	8,05580	8,06805	8,08033	8,09262	8,10494	8,11728	8,12963
8	9,38001	9,39677	9,41357	9,43039	9,44725	9,46414	9,48107	9,49803	9,51502	9,53205
9	10,80211	10,82433	10,84659	10,86891	10,89127	10,91369	10,93616	10,95868	10,98126	11,00389
10	12,28821	12,31683	12,34553	12,37431	12,40316	12,43209	12,46110	12,49018	12,51934	12,54858
11	13,84118	13,87725	13,91343	13,94971	13,98611	14,02262	14,05923	14,09595	14,13279	14,16973
12	15,46403	15,50866	15,55345	15,59838	15,64346	15,68869	15,73407	15,77961	15,82529	15,87113
13	17,15991	17,21431	17,26890	17,32370	17,37870	17,43390	17,48931	17,54492	17,60073	17,65675
14	18,93211	18,99756	19,06327	19,12925	19,19550	19,26201	19,32880	19,39585	19,46317	19,53076
15	20,78405	20,86195	20,94018	21,01876	21,09769	21,17696	21,25658	21,33655	21,41686	21,49754
16	22,71934	22,81117	22,90343	22,99614	23,08928	23,18286	23,27689	23,37137	23,46629	23,56167
17	24,74171	24,84908	24,95699	25,06546	25,17448	25,28405	25,39418	25,50488	25,61614	25,72797
18	26,85508	26,97971	27,10501	27,23100	27,35768	27,48504	27,61310	27,74187	27,87133	28,00150
19	29,06356	29,20728	29,35184	29,49724	29,64349	29,79058	29,93853	30,08735	30,23703	30,38758
20	31,37142	31,53622	31,70203	31,86886	32,03673	32,20563	32,37558	32,54658	32,71864	32,89176
21	33,78314	33,97111	34,16032	34,35077	34,54246	34,73540	34,92961	35,12509	35,32185	35,51990
22	36,30338	36,51680	36,73170	36,94808	37,16595	37,38533	37,60623	37,82866	38,05262	38,27814
23	38,93703	39,17831	39,42135	39,66616	39,91275	40,16114	40,41133	40,66335	40,91720	41,17291
24	41,68920	41,96093	42,23474	42,51064	42,78865	43,06879	43,35108	43,63552	43,92215	44,21097
25	44,56521	44,87015	45,17753	45,48738	45,79972	46,11456	46,43193	46,75184	47,07433	47,39941
26	47,57064	47,91174	48,25570	48,60255	48,95230	49,30500	49,66066	50,01931	50,38097	50,74568
27	50,71132	51,09173	51,47546	51,86256	52,25306	52,64699	53,04437	53,44525	53,84964	54,25759
28	53,99333	54,41640	54,84333	55,27417	55,70896	56,14772	56,59050	57,03734	57,48827	57,94334
29	57,42303	57,89235	58,36613	58,84442	59,32728	59,81474	60,30685	60,80365	61,30520	61,81154
30	61,00707	61,52645	62,05097	62,58069	63,11566	63,65594	64,20157	64,75263	65,30915	65,87121
31	64,75239	65,32590	65,90531	66,49069	67,08210	67,67959	68,28325	68,89313	69,50930	70,13183
32	68,66625	69,29823	69,93696	70,58251	71,23495	71,89437	72,56085	73,23445	73,91526	74,60336
33	72,75623	73,45130	74,15406	74,86459	75,58300	76,30936	77,04377	77,78632	78,53711	79,29622
34	77,03026	77,79333	78,56514	79,34580	80,13540	80,93405	81,74187	82,55895	83,38542	84,22139
35	81,49662	82,33293	83,17914	84,03538	84,90176	85,77842	86,66548	87,56306	88,47131	89,39035
36	86,16397	87,07908	88,00538	88,94302	89,89214	90,85289	91,82542	92,80987	93,80640	94,81517
37	91,04134	92,04118	93,05363	94,07887	95,11707	96,16841	97,23304	98,31115	99,40292	100,50852
38	96,13820	97,22905	98,33410	99,45354	100,58758	101,73641	102,90023	104,07924	105,27366	106,48369
39	101,46442	102,65297	103,85746	105,07813	106,31519	107,56888	108,83944	110,12708	111,43207	112,75463
40	107,03032	108,32368	109,63491	110,96426	112,31201	113,67841	115,06373	116,46825	117,89224	119,33599
41	112,84669	114,25241	115,67811	117,12410	118,59067	120,07813	121,58679	123,11696	124,66896	126,24312
42	118,92479	120,45089	121,99931	123,57037	125,16443	126,78184	128,42295	130,08813	131,77774	133,49215
43	125,27640	126,93141	128,61127	130,31639	132,04716	133,80398	135,58726	137,39740	139,23485	141,10001
44	131,91384	133,70679	135,52739	137,37611	139,25338	141,15967	143,09544	145,06118	147,05736	149,08447
45	138,84997	140,79045	142,76165	144,76410	146,79829	148,86475	150,96403	153,09665	155,26317	157,46415
46	146,09821	148,19641	150,32869	152,49563	154,69781	156,93583	159,21030	161,52183	163,87106	166,25862
47	153,67263	155,93935	158,24381	160,58667	162,96860	165,39028	167,85239	170,35564	172,90074	175,48842
48	161,58790	164,03459	166,52302	169,05395	171,62813	174,24632	176,90931	179,61789	182,37288	185,17510
49	169,85936	172,49816	175,18308	177,91496	180,69465	183,52302	186,40095	189,32936	192,30915	195,34127
50	178,50303	181,34683	184,24151	187,18801	190,18730	193,24036	196,34820	199,51183	202,73230	206,01066
51	187,53566	190,59811	193,71661	196,89225	200,12610	203,41928	206,77291	210,18816	213,66618	217,20819
52	196,97477	200,27032	203,62758	207,04774	210,53203	214,08170	217,69801	221,38228	225,13583	228,95999
53	206,83863	210,38262	213,99445	217,67546	221,42703	225,25058	229,14752	233,11932	237,16748	241,29351
54	217,14637	220,95503	224,83819	228,79737	232,83410	236,94998	241,14660	245,42561	249,78869	254,23754
55	227,91796	232,00849	236,18075	240,43645	244,77731	249,20510	253,72164	258,32875	263,02833	267,82230
56	239,17427	243,56487	248,04506	252,61674	257,28184	262,04234	266,90027	271,85770	276,91672	282,07950
57	250,93711	255,64707	260,45514	265,36342	270,37409	275,48936	280,71149	286,04279	291,48564	297,04244
58	263,22928	268,27902	273,43607	278,70282	284,08167	289,57510	295,18564	300,91587	306,76844	312,74604
59	276,07460	281,48571	287,01413	292,66250	298,43351	304,32992	310,35455	316,51029	322,80009	329,22697
60	289,49795	295,29331	301,21678	307,27131	313,45988	319,78559	326,25157	332,86104	339,61729	346,52371

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	5,00%	5,10%	5,20%	5,30%	5,40%	5,50%	5,60%	5,70%	5,80%	5,90%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,05000	2,05100	2,05200	2,05300	2,05400	2,05500	2,05600	2,05700	2,05800	2,05900
3	3,15250	3,15560	3,15870	3,16181	3,16492	3,16803	3,17114	3,17425	3,17736	3,18048
4	4,31013	4,31654	4,32296	4,32938	4,33582	4,34227	4,34872	4,35518	4,36165	4,36813
5	5,52563	5,53668	5,54775	5,55884	5,56996	5,58109	5,59225	5,60343	5,61463	5,62585
6	6,80191	6,81905	6,83623	6,85346	6,87073	6,88805	6,90541	6,92282	6,94028	6,95777
7	8,14201	8,16682	8,19172	8,21669	8,24175	8,26689	8,29212	8,31742	8,34281	8,36828
8	9,54911	9,58333	9,61769	9,65218	9,68681	9,72157	9,75648	9,79152	9,82669	9,86201
9	11,02656	11,07208	11,11781	11,16374	11,20990	11,25626	11,30284	11,34963	11,39664	11,44387
10	12,57789	12,63676	12,69593	12,75542	12,81523	12,87535	12,93580	12,99656	13,05765	13,11906
11	14,20679	14,28123	14,35612	14,43146	14,50725	14,58350	14,66020	14,73737	14,81499	14,89308
12	15,91713	16,00957	16,10264	16,19633	16,29064	16,38559	16,48117	16,57740	16,67426	16,77177
13	17,71298	17,82606	17,93998	18,05473	18,17034	18,28680	18,40412	18,52231	18,64137	18,76131
14	19,59863	19,73519	19,87286	20,01163	20,15154	20,29257	20,43475	20,57808	20,72257	20,86823
15	21,57856	21,74169	21,90624	22,07225	22,23972	22,40866	22,57910	22,75103	22,92448	23,09945
16	23,65749	23,85051	24,04537	24,24208	24,44066	24,64114	24,84352	25,04784	25,25410	25,46232
17	25,84037	26,06689	26,29573	26,52691	26,76046	26,99640	27,23476	27,47556	27,71883	27,96460
18	28,13238	28,39630	28,66311	28,93284	29,20553	29,48120	29,75991	30,04167	30,32653	30,61451
19	30,53900	30,84451	31,15359	31,46628	31,78262	32,10267	32,42646	32,75405	33,08546	33,42076
20	33,06595	33,41758	33,77357	34,13399	34,49889	34,86832	35,24235	35,62103	36,00442	36,39259
21	35,71925	36,12188	36,52980	36,94309	37,36183	37,78608	38,21592	38,65143	39,09268	39,53975
22	38,50521	38,96409	39,42935	39,90107	40,37936	40,86431	41,35601	41,85456	42,36005	42,87260
23	41,43048	41,95126	42,47967	43,01583	43,55985	44,11185	44,67194	45,24027	45,81694	46,40208
24	44,50200	45,09078	45,68862	46,29567	46,91208	47,53800	48,17357	48,81896	49,47432	50,13980
25	47,72710	48,39041	49,06443	49,74934	50,44533	51,15259	51,87129	52,60164	53,34383	54,09805
26	51,11345	51,85832	52,61578	53,38606	54,16938	54,96598	55,77609	56,59994	57,43777	58,28984
27	54,66913	55,50309	56,35180	57,21552	58,09453	58,98911	59,89955	60,82613	61,76916	62,72894
28	58,40258	59,33375	60,28209	61,24794	62,23163	63,23351	64,25392	65,29322	66,35177	67,42994
29	62,32271	63,35977	64,41676	65,49408	66,59214	67,71135	68,85214	70,01494	71,20018	72,40831
30	66,43885	67,59112	68,76643	69,96527	71,18812	72,43548	73,70786	75,00579	76,32979	77,68040
31	70,76079	72,03826	73,34228	74,67343	76,03227	77,41943	78,83550	80,28112	81,75691	83,26354
32	75,29883	76,71222	78,15608	79,63112	81,13802	82,67750	84,25029	85,85714	87,49881	89,17609
33	80,06377	81,62454	83,22020	84,85157	86,51947	88,22476	89,96831	91,75100	93,57375	95,43748
34	85,06696	86,78739	88,54765	90,34870	92,19152	94,07712	96,00653	97,98080	100,00102	102,06829
35	90,32031	92,21355	94,15213	96,13718	98,16986	100,25136	102,38290	104,56571	106,80108	109,09032
36	95,83632	97,91644	100,04804	102,23245	104,47104	106,76519	109,11634	111,52596	113,99554	116,52665
37	101,62814	103,91018	106,25054	108,65077	111,11247	113,63727	116,22685	118,88293	121,60729	124,40173
38	107,70955	110,20959	112,77556	115,40926	118,11255	120,88732	123,73556	126,65926	129,66051	132,74143
39	114,09502	116,83028	119,63989	122,52595	125,49062	128,53613	131,66475	134,87884	138,18082	141,57317
40	120,79977	123,78863	126,86117	130,01983	133,26712	136,60561	140,03797	143,56693	147,19531	150,92599
41	127,83976	131,10185	134,45795	137,91088	141,46354	145,11892	148,88010	152,75025	156,73263	160,83062
42	135,23175	138,78804	142,44976	146,22016	150,10257	154,10046	158,21739	162,45701	166,82313	171,31963
43	142,99334	146,86623	150,85715	154,96983	159,20811	163,57599	168,07756	172,71706	177,49887	182,42749
44	151,14301	155,35641	159,70172	164,18323	168,80535	173,57267	178,48990	183,56194	188,79380	194,19071
45	159,70016	164,27959	169,00621	173,88494	178,92084	184,11917	189,48534	195,02497	200,74384	206,64796
46	168,68516	173,65785	178,79453	184,10084	189,58256	195,24572	201,09652	207,14139	213,38699	219,84019
47	178,11942	183,51440	189,09185	194,85818	200,82002	206,98423	213,35792	219,94845	226,76343	233,81076
48	188,02539	193,87363	199,92463	206,18567	212,66430	219,36837	226,30597	233,48551	240,91571	248,60560
49	198,42666	204,76119	211,32071	218,11351	225,14818	232,43363	239,97910	247,79418	255,88882	264,27333
50	209,34800	216,20401	223,30938	230,67352	238,30618	246,21748	254,41793	262,91845	271,73037	280,86545
51	220,81540	228,23041	235,92147	243,89922	252,17471	260,75944	269,66533	278,90480	288,49073	298,43652
52	232,85617	240,87016	249,18939	257,82588	266,79215	276,10121	285,76659	295,80238	306,22320	317,04427
53	245,49897	254,15454	263,14724	272,49065	282,19892	292,28677	302,76952	313,66311	324,98414	336,74988
54	258,77392	268,11642	277,83089	287,93265	298,43766	309,36255	320,72462	332,54191	344,83322	357,61812
55	272,71262	282,79036	293,27810	304,19308	315,55330	327,37749	339,68519	352,49680	365,83355	379,71759
56	287,34825	298,21267	309,52856	321,31532	333,59318	346,38325	359,70756	373,58912	388,05190	403,12093
57	302,71566	314,42151	326,62405	339,34503	352,60721	366,43433	380,85119	395,88370	411,55891	427,90507
58	318,85144	331,45701	344,60850	358,33032	372,64800	387,58821	403,17885	419,44907	436,42932	454,15147
59	335,79402	349,36132	363,52814	378,32182	393,77099	409,90557	426,75687	444,35766	462,74222	481,94640
60	353,58372	368,17875	383,43160	399,37288	416,03462	433,45037	451,65526	470,68605	490,58127	511,38124

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	6,00%	6,10%	6,20%	6,30%	6,40%	6,50%	6,60%	6,70%	6,80%	6,90%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,06000	2,06100	2,06200	2,06300	2,06400	2,06500	2,06600	2,06700	2,06800	2,06900
3	3,18360	3,18672	3,18984	3,19297	3,19610	3,19923	3,20236	3,20549	3,20862	3,21176
4	4,37462	4,38111	4,38761	4,39413	4,40065	4,40717	4,41371	4,42026	4,42681	4,43337
5	5,63709	5,64836	5,65965	5,67096	5,68229	5,69364	5,70502	5,71641	5,72783	5,73928
6	6,97532	6,99291	7,01054	7,02823	7,04595	7,06373	7,08155	7,09941	7,11733	7,13529
7	8,39384	8,41948	8,44520	8,47100	8,49689	8,52287	8,54893	8,57507	8,60130	8,62762
8	9,89747	9,93306	9,96880	10,00468	10,04070	10,07686	10,11316	10,14960	10,18619	10,22293
9	11,49132	11,53898	11,58687	11,63497	11,68330	11,73185	11,78063	11,82963	11,87885	11,92831
10	13,18079	13,24286	13,30525	13,36798	13,43103	13,49442	13,55815	13,62221	13,68662	13,75136
11	14,97164	15,05067	15,13018	15,21016	15,29062	15,37156	15,45299	15,53490	15,61731	15,70020
12	16,86994	16,96876	17,06825	17,16840	17,26922	17,37071	17,47288	17,57574	17,67928	17,78352
13	18,88214	19,00386	19,12648	19,25001	19,37445	19,49981	19,62609	19,75331	19,88147	20,01058
14	21,01507	21,16309	21,31232	21,46276	21,61441	21,76730	21,92142	22,07679	22,23341	22,39131
15	23,27597	23,45404	23,63369	23,81491	23,99773	24,18217	24,36823	24,55593	24,74529	24,93631
16	25,67253	25,88474	26,09897	26,31525	26,53359	26,75401	26,97653	27,20118	27,42797	27,65692
17	28,21288	28,46371	28,71711	28,97311	29,23174	29,49302	29,75698	30,02366	30,29307	30,56525
18	30,90565	31,20000	31,49757	31,79842	32,10257	32,41007	32,72095	33,03524	33,35300	33,67425
19	33,75999	34,10319	34,45042	34,80172	35,15714	35,51672	35,88053	36,24860	36,62100	36,99777
20	36,78559	37,18349	37,58635	37,99423	38,40719	38,82531	39,24864	39,67726	40,11123	40,55062
21	39,99273	40,45168	40,91670	41,38786	41,86525	42,34895	42,83905	43,33564	43,83879	44,34861
22	43,39229	43,91924	44,45354	44,99530	45,54463	46,10164	46,66643	47,23912	47,81983	48,40866
23	46,99583	47,59831	48,20966	48,83000	49,45948	50,09824	50,74641	51,40415	52,07158	52,74886
24	50,81558	51,50181	52,19865	52,90629	53,62489	54,35463	55,09568	55,84822	56,61245	57,38853
25	54,86451	55,64342	56,43497	57,23939	58,05688	58,88768	59,73199	60,59005	61,46209	62,34834
26	59,15638	60,03766	60,93394	61,84547	62,77253	63,71538	64,67430	65,64959	66,64151	67,65038
27	63,70577	64,69996	65,71184	66,74173	67,78997	68,85688	69,94281	71,04811	72,17314	73,31825
28	68,52811	69,64666	70,78598	71,94646	73,12852	74,33257	75,55903	76,80833	78,08091	79,37721
29	73,63980	74,89511	76,17471	77,47909	78,80875	80,16419	81,54593	82,95449	84,39041	85,85424
30	79,05819	80,46371	81,89754	83,36027	84,85251	86,37486	87,92796	89,51244	91,12896	92,77818
31	84,80168	86,37199	87,97519	89,61197	91,28307	92,98923	94,73121	96,50978	98,32573	100,17988
32	90,88978	92,64068	94,42965	96,25752	98,12519	100,03353	101,98347	103,97593	106,01188	108,09229
33	97,34316	99,29177	101,28429	103,32175	105,40520	107,53571	109,71438	111,94232	114,22069	116,55065
34	104,18375	106,34856	108,56391	110,83102	113,15113	115,52553	117,95552	120,44245	122,98769	125,59265
35	111,43478	113,83583	116,29487	118,81337	121,39280	124,03469	126,74059	129,51210	132,35086	135,25854
36	119,12087	121,77981	124,50516	127,29862	130,16194	133,09695	136,10547	139,18941	142,35072	145,59138
37	127,26812	130,20838	133,22448	136,31843	139,49231	142,74825	146,08843	149,51510	153,03056	156,63719
38	135,90421	139,15109	142,48439	145,90649	149,41982	153,02688	156,73026	160,53261	164,43664	168,44515
39	145,05846	148,63931	152,31843	156,09860	159,98268	163,97363	168,07446	172,28830	176,61833	181,06787
40	154,76197	158,70631	162,76217	166,93281	171,22158	175,63192	180,16738	184,83161	189,62838	194,56155
41	165,04768	169,38739	173,85342	178,44958	183,17976	188,04799	193,05842	198,21533	203,52311	208,98630
42	175,95054	180,72002	185,63234	190,69190	195,90326	201,27111	206,80028	212,49576	218,36268	224,40635
43	187,50758	192,74394	198,14154	203,70549	209,44107	215,35373	221,44910	227,73297	234,21134	240,89039
44	199,75803	205,50132	211,42632	217,53894	223,84530	230,35172	237,06474	243,99108	251,13772	258,51183
45	212,74351	219,03690	225,53475	232,24389	239,17140	246,32459	253,71101	261,33848	269,21508	277,34915
46	226,50812	233,39815	240,51790	247,87525	255,47837	263,33568	271,45594	279,84816	288,52171	297,48624
47	241,09861	248,63544	256,43001	264,49139	272,82898	281,45250	290,37203	299,59799	309,14118	319,01279
48	256,56453	264,80220	273,32867	282,15435	291,29004	300,74692	310,53658	320,67105	331,16278	342,02467
49	272,95840	281,95514	291,27505	300,93008	310,93260	321,29547	332,03200	343,15602	354,68185	366,62437
50	290,33590	300,15440	310,33410	320,88867	331,83229	343,17967	354,94611	367,14747	379,80022	392,92145
51	308,75606	319,46382	330,57482	342,10466	354,06955	366,48635	379,37255	392,74635	406,62663	421,03303
52	328,28142	339,95111	352,07046	364,65725	377,73000	391,30796	405,41114	420,06035	435,27724	451,08431
53	348,97831	361,68813	374,89882	388,63066	402,90472	417,74298	433,16828	449,20440	465,87610	483,20913
54	370,91701	384,75111	399,14255	414,11439	429,69063	445,89627	462,75738	480,30109	498,55567	517,55056
55	394,17203	409,22092	424,88939	441,20360	458,19083	475,87953	494,29937	513,48127	533,45745	554,26155
56	418,82235	435,18340	452,23253	469,99942	488,51504	507,81170	527,92313	548,88451	570,73256	593,50560
57	444,95169	462,72959	481,27095	500,60939	520,78000	541,81946	563,76606	586,65977	610,54238	635,45748
58	472,64879	491,95609	512,10975	533,14778	555,10992	578,03773	601,97462	626,96598	653,05926	680,30405
59	502,00772	522,96541	544,86055	567,73609	591,63696	616,61018	642,70494	669,97270	698,46729	728,24503
60	533,12818	555,86631	579,64191	604,50346	630,50172	657,68984	686,12347	715,86087	746,96306	779,49394

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	7,00%	7,10%	7,20%	7,30%	7,40%	7,50%	7,60%	7,70%	7,80%	7,90%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,07000	2,07100	2,07200	2,07300	2,07400	2,07500	2,07600	2,07700	2,07800	2,07900
3	3,21490	3,21804	3,22118	3,22433	3,22748	3,23063	3,23378	3,23693	3,24008	3,24324
4	4,43994	4,44652	4,45311	4,45971	4,46631	4,47292	4,47954	4,48617	4,49281	4,49946
5	5,75074	5,76222	5,77373	5,78526	5,79682	5,80839	5,81999	5,83161	5,84325	5,85491
6	7,15329	7,17134	7,18944	7,20759	7,22578	7,24402	7,26231	7,28064	7,29902	7,31745
7	8,65402	8,68051	8,70708	8,73374	8,76049	8,78732	8,81424	8,84125	8,86835	8,89553
8	10,25980	10,29682	10,33399	10,37130	10,40876	10,44637	10,48413	10,52203	10,56008	10,59828
9	11,97799	12,02790	12,07804	12,12841	12,17901	12,22985	12,28092	12,33222	12,38376	12,43554
10	13,81645	13,88188	13,94766	14,01378	14,08026	14,14709	14,21427	14,28180	14,34970	14,41795
11	15,78360	15,86749	15,95189	16,03679	16,12220	16,20812	16,29455	16,38150	16,46897	16,55697
12	17,88845	17,99409	18,10043	18,20748	18,31524	18,42373	18,53294	18,64288	18,75355	18,86497
13	20,14064	20,27167	20,40366	20,53662	20,67057	20,80551	20,94144	21,07838	21,21633	21,35530
14	22,55049	22,71095	22,87272	23,03579	23,20019	23,36592	23,53299	23,70142	23,87121	24,04237
15	25,12902	25,32343	25,51955	25,71741	25,91701	26,11836	26,32150	26,52643	26,73316	26,94172
16	27,88805	28,12139	28,35696	28,59478	28,83486	29,07724	29,32193	29,56896	29,81835	30,07011
17	30,84022	31,11801	31,39866	31,68220	31,96864	32,25804	32,55040	32,84577	33,14418	33,44565
18	33,99903	34,32739	34,65937	34,99500	35,33432	35,67739	36,02423	36,37489	36,72942	37,08786
19	37,37896	37,76464	38,15484	38,54963	38,94906	39,35319	39,76207	40,17576	40,59432	41,01780
20	40,99549	41,44593	41,90199	42,36376	42,83130	43,30468	43,78399	44,26930	44,76067	45,25820
21	44,86518	45,38859	45,91893	46,45631	47,00081	47,55253	48,11157	48,67803	49,25201	49,83360
22	49,00574	49,61118	50,22510	50,84762	51,47887	52,11897	52,76805	53,42624	54,09366	54,77046
23	53,43614	54,13357	54,84130	55,55950	56,28831	57,02790	57,77842	58,54006	59,31297	60,09732
24	58,17667	58,97705	59,78988	60,61534	61,45364	62,30499	63,16958	64,04764	64,93938	65,84501
25	63,24904	64,16443	65,09475	66,04026	67,00121	67,97786	68,97047	69,97931	71,00465	72,04677
26	68,67647	69,72010	70,78157	71,86120	72,95930	74,07620	75,21223	76,36772	77,54302	78,73846
27	74,48382	75,67023	76,87784	78,10707	79,35829	80,63192	81,92836	83,24803	84,59137	85,95880
28	80,69769	82,04281	83,41305	84,80888	86,23080	87,67931	89,15491	90,65813	92,18950	93,74955
29	87,34653	88,86785	90,41879	91,99993	93,61188	95,25526	96,93069	98,63881	100,38028	102,15576
30	94,46079	96,17747	97,92894	99,71593	101,53916	103,39940	105,29742	107,23400	109,20994	111,22607
31	102,07304	104,00607	105,97983	107,99519	110,05306	112,15436	114,30002	116,49102	118,72832	121,01293
32	110,21815	112,39050	114,61037	116,87884	119,19699	121,56593	123,98682	126,46082	128,98912	131,57295
33	118,93343	121,37023	123,86232	126,41099	129,01756	131,68338	134,40982	137,19831	140,05028	142,96721
34	128,25876	130,98751	133,78041	136,63900	139,56486	142,55963	145,62497	148,76258	151,97420	155,26162
35	138,23688	141,28763	144,41260	147,61364	150,89266	154,25161	157,69247	161,21729	164,82818	168,52729
36	148,91346	152,31905	155,81030	159,38944	163,05872	166,82048	170,67710	174,63103	178,68478	182,84094
37	160,33740	164,13370	168,02865	172,02487	176,12506	180,33201	184,64855	189,07762	193,62220	198,28538
38	172,56102	176,78719	181,12671	185,58268	190,15832	194,85691	199,68184	204,63659	209,72473	214,94992
39	185,64029	190,33908	195,16783	200,13022	205,23004	210,47118	215,85766	221,39361	227,08326	232,93096
40	199,63511	204,85316	210,21992	215,73972	221,41706	227,25652	233,26285	239,44092	245,79575	252,33251
41	214,60957	220,39773	226,35575	232,48872	238,80192	245,30076	251,99082	258,87787	265,96782	273,26678
42	230,63224	237,04597	243,65336	250,46040	257,47326	264,69832	272,14213	279,81146	287,71331	295,85485
43	247,77650	254,87624	262,19641	269,74401	277,52628	285,55069	293,82493	302,35695	311,15495	320,22739
44	266,12085	273,97245	282,07455	290,43532	299,06323	307,96699	317,15562	326,63843	336,42503	346,52535
45	285,74931	294,42449	303,38391	312,63710	322,19391	332,06452	342,25945	352,78959	363,66618	374,90085
46	306,75176	316,32863	326,22756	336,45961	347,03626	357,96935	369,27117	380,95439	393,03215	405,51802
47	329,22439	339,78797	350,71594	362,02116	373,71694	385,81706	398,33578	411,28788	424,68865	438,55395
48	353,27009	364,91291	376,96749	389,44871	402,37199	415,75333	429,60930	443,95704	458,81437	474,19971
49	378,99900	391,82173	405,10915	418,87846	433,14752	447,93483	463,25960	479,14174	495,60189	512,66148
50	406,52893	420,64107	435,27700	450,45659	466,20044	482,52995	499,46733	517,03565	535,25884	554,16174
51	435,98595	451,50659	467,61695	484,33992	501,69927	519,71969	538,42685	557,84739	578,00903	598,94052
52	467,50497	484,56355	502,28537	520,69673	539,82502	559,69867	580,34729	601,80164	624,09373	647,25682
53	501,23032	519,96757	539,44992	559,70760	580,77207	602,67607	625,45368	649,14037	673,77304	699,39011
54	537,31644	557,88526	579,29031	601,56625	624,74920	648,87678	673,98816	700,12418	727,32734	755,64193
55	575,92859	598,49512	621,99921	646,48059	671,98064	698,54253	726,21126	755,03374	785,05887	816,33764
56	617,24359	641,98827	667,78316	694,67367	722,70721	751,93322	782,40332	814,17134	847,29346	881,82831
57	661,45065	688,56944	716,86354	746,38485	777,18754	809,32822	842,86597	877,86253	914,38235	952,49275
58	708,75219	738,45787	769,47772	801,87094	835,69942	871,02783	907,92379	946,45795	986,70418	1028,73968
59	759,36484	791,88838	825,88011	861,40752	898,54118	937,35492	977,92599	1020,33521	1064,66710	1111,01011
60	813,52038	849,11245	886,34348	925,29027	966,03322	1008,65654	1053,24837	1099,90102	1148,71114	1199,77991

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	8,00%	8,10%	8,20%	8,30%	8,40%	8,50%	8,60%	8,70%	8,80%	8,90%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,08000	2,08100	2,08200	2,08300	2,08400	2,08500	2,08600	2,08700	2,08800	2,08900
3	3,24640	3,24956	3,25272	3,25589	3,25906	3,26223	3,26540	3,26857	3,27174	3,27492
4	4,50611	4,51278	4,51945	4,52613	4,53282	4,53951	4,54622	4,55293	4,55966	4,56639
5	5,86660	5,87831	5,89004	5,90180	5,91357	5,92537	5,93719	5,94904	5,96091	5,97280
6	7,33593	7,35445	7,37303	7,39165	7,41031	7,42903	7,44779	7,46661	7,48547	7,50438
7	8,92280	8,95016	8,97761	9,00515	9,03278	9,06050	9,08830	9,11620	9,14419	9,17227
8	10,63663	10,67513	10,71378	10,75258	10,79153	10,83064	10,86990	10,90931	10,94888	10,98860
9	12,48756	12,53981	12,59231	12,64504	12,69802	12,75124	12,80471	12,85842	12,91238	12,96658
10	14,48656	14,55554	14,62488	14,69458	14,76466	14,83510	14,90591	14,97710	15,04867	15,12061
11	16,64549	16,73454	16,82412	16,91423	17,00489	17,09608	17,18782	17,28011	17,37295	17,46634
12	18,97713	19,09003	19,20369	19,31811	19,43330	19,54925	19,66598	19,78348	19,90177	20,02085
13	21,49530	21,63633	21,77840	21,92152	22,06569	22,21094	22,35725	22,50464	22,65313	22,80270
14	24,21492	24,38887	24,56423	24,74100	24,91921	25,09887	25,27997	25,46255	25,64660	25,83214
15	27,15211	27,36437	27,57849	27,79451	28,01243	28,23227	28,45405	28,67779	28,90350	29,13120
16	30,32428	30,58088	30,83993	31,10145	31,36547	31,63201	31,90110	32,17276	32,44701	32,72388
17	33,75023	34,05793	34,36880	34,68287	35,00017	35,32073	35,64459	35,97179	36,30235	36,63631
18	37,45024	37,81662	38,18704	38,56155	38,94018	39,32300	39,71003	40,10133	40,49695	40,89694
19	41,44626	41,87977	42,31838	42,76216	43,21116	43,66545	44,12509	44,59015	45,06068	45,53677
20	45,76196	46,27203	46,78849	47,31142	47,84090	48,37701	48,91985	49,46949	50,02602	50,58954
21	50,42292	51,02007	51,62515	52,23827	52,85953	53,48906	54,12696	54,77334	55,42831	56,09201
22	55,45676	56,15269	56,85841	57,57404	58,29973	59,03563	59,78187	60,53862	61,30601	62,08420
23	60,89330	61,70106	62,52080	63,35269	64,19691	65,05366	65,92312	66,80548	67,70094	68,60969
24	66,76476	67,69885	68,64750	69,61096	70,58945	71,58322	72,59250	73,61755	74,65862	75,71595
25	73,10594	74,18245	75,27660	76,38867	77,51897	78,66779	79,83546	81,02228	82,22858	83,45467
26	79,95442	81,19123	82,44928	83,72893	85,03056	86,35455	87,70131	89,07122	90,46469	91,88214
27	87,35077	88,76772	90,21012	91,67843	93,17313	94,69469	96,24362	97,82041	99,42558	101,05965
28	95,33883	96,95791	98,60735	100,28774	101,99967	103,74374	105,52057	107,33079	109,17503	111,05396
29	103,96594	105,81150	107,69315	109,61162	111,56764	113,56196	115,59534	117,66857	119,78244	121,93776
30	113,28321	115,38223	117,52399	119,70939	121,93932	124,21473	126,53654	128,90573	131,32329	133,79022
31	123,34587	125,72819	128,16096	130,64527	133,18223	135,77298	138,41868	141,12053	143,87974	146,69755
32	134,21354	136,91217	139,67016	142,48882	145,36953	148,31368	151,32269	154,39802	157,54116	160,75363
33	145,95062	149,00206	152,12311	155,31539	158,58057	161,92034	165,33644	168,83065	172,40478	176,06070
34	158,62667	162,07123	165,59720	169,20657	172,90134	176,68357	180,55538	184,51891	188,57640	192,73010
35	172,31680	176,19900	180,17618	184,25072	188,42505	192,70168	197,08314	201,57206	206,17112	210,88308
36	187,10215	191,47111	195,95062	200,54353	205,25276	210,08132	215,03229	220,10883	225,31418	230,65168
37	203,07032	207,98027	213,01857	218,18864	223,49399	228,93823	234,52506	240,25830	246,14183	252,17968
38	220,31595	225,82668	231,48610	237,29830	243,26748	249,39798	255,69422	262,16077	268,80231	275,62367
39	238,94122	245,11864	251,46796	257,99406	264,70195	271,59681	278,68392	285,96876	293,45692	301,15417
40	259,05652	265,97325	273,08833	280,40756	287,93692	295,68254	303,65074	311,84804	320,28113	328,95690
41	280,78104	288,51708	296,48157	304,68139	313,12362	321,81555	330,76470	339,97882	349,46586	359,23406
42	304,24352	312,88696	321,79306	330,96995	340,42600	350,16987	360,21047	370,55697	381,21886	392,20589
43	329,58301	339,23081	349,18009	359,44045	370,02179	380,93431	392,18857	403,79543	415,76612	428,11222
44	356,94965	367,70850	378,81286	390,27401	402,10362	414,31373	426,91679	439,92563	453,35354	467,21420
45	386,50562	398,49289	410,87551	423,66675	436,88032	450,53040	464,63163	479,19916	494,24865	509,79627
46	418,42607	431,77082	445,56731	459,83109	474,57827	489,82548	505,58995	521,88949	538,74253	556,16814
47	452,90015	467,74425	483,10382	498,99707	515,44284	532,46065	550,07069	568,29388	587,15187	606,66710
48	490,13216	506,63154	523,71834	541,41383	559,74004	578,71980	598,37676	618,73544	639,82124	661,66047
49	530,34274	548,66869	567,66324	587,35118	607,75820	628,91098	650,83717	673,56543	697,12551	721,54825
50	573,77016	594,11085	615,21163	637,10133	659,80989	683,36842	707,80916	733,16562	759,47255	786,76605
51	620,67177	643,23383	666,65898	690,98074	716,23392	742,45473	769,68075	797,95103	827,30614	857,78823
52	671,32551	696,33577	722,32502	749,33214	777,39757	806,56339	836,87330	868,37277	901,10908	935,13138
53	726,03155	753,73897	782,55567	812,52670	843,69897	876,12127	909,84440	944,92120	981,40668	1019,35807
54	785,11408	815,79183	847,72523	880,96642	915,56968	951,59158	989,09102	1028,12934	1068,77046	1111,08094
55	848,92320	882,87097	918,23870	955,08663	993,47754	1033,47687	1075,15284	1118,57660	1163,82227	1210,96714
56	917,83706	955,38351	994,53428	1035,35882	1077,92965	1122,32240	1168,61599	1216,89276	1267,23862	1319,74322
57	992,26402	1033,76958	1077,08609	1122,29361	1169,47574	1218,71980	1270,11696	1323,76243	1379,75562	1438,20036
58	1072,64514	1118,50491	1166,40715	1216,44397	1268,71170	1323,31099	1380,34702	1439,92976	1502,17412	1567,20020
59	1159,45676	1210,10381	1263,05253	1318,40882	1376,28349	1436,79242	1500,05687	1566,20365	1635,36544	1707,68101
60	1253,21330	1309,12222	1367,62284	1428,83676	1492,89130	1559,91978	1630,06176	1703,46337	1780,27760	1860,66462

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	9,00%	9,10%	9,20%	9,30%	9,40%	9,50%	9,60%	9,70%	9,80%	9,90%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,09000	2,09100	2,09200	2,09300	2,09400	2,09500	2,09600	2,09700	2,09800	2,09900
3	3,27810	3,28128	3,28446	3,28765	3,29084	3,29403	3,29722	3,30041	3,30360	3,30680
4	4,57313	4,57988	4,58663	4,59340	4,60017	4,60696	4,61375	4,62055	4,62736	4,63417
5	5,98471	5,99665	6,00861	6,02059	6,03259	6,04462	6,05667	6,06874	6,08084	6,09296
6	7,52333	7,54234	7,56140	7,58050	7,59965	7,61886	7,63811	7,65741	7,67676	7,69616
7	9,20043	9,22869	9,25705	9,28549	9,31402	9,34265	9,37137	9,40018	9,42908	9,45808
8	11,02847	11,06851	11,10869	11,14904	11,18954	11,23020	11,27102	11,31200	11,35313	11,39443
9	13,02104	13,07574	13,13069	13,18590	13,24136	13,29707	13,35304	13,40926	13,46574	13,52248
10	15,19293	15,26563	15,33872	15,41219	15,48604	15,56029	15,63493	15,70996	15,78538	15,86120
11	17,56029	17,65480	17,74988	17,84552	17,94173	18,03852	18,13588	18,23382	18,33235	18,43146
12	20,14072	20,26139	20,38287	20,50515	20,62826	20,75218	20,87693	21,00250	21,12892	21,25618
13	22,95338	23,10518	23,25809	23,41213	23,56731	23,72363	23,88111	24,03975	24,19955	24,36054
14	26,01919	26,20775	26,39784	26,58946	26,78264	26,97738	27,17370	27,37160	27,57111	27,77223
15	29,36092	29,59265	29,82644	30,06228	30,30021	30,54023	30,78237	31,02665	31,27308	31,52168
16	33,00340	33,28559	33,57047	33,85807	34,14843	34,44155	34,73748	35,03623	35,33784	35,64233
17	36,97370	37,31457	37,65895	38,00687	38,35838	38,71350	39,07228	39,43475	39,80095	40,17092
18	41,30134	41,71020	42,12358	42,54151	42,96407	43,39128	43,82322	44,25992	44,70144	45,14784
19	46,01846	46,50583	46,99894	47,49787	48,00269	48,51345	49,03024	49,55313	50,08218	50,61748
20	51,16012	51,73786	52,32285	52,91518	53,51494	54,12223	54,73715	55,35978	55,99024	56,62861
21	56,76453	57,44600	58,13655	58,83629	59,54535	60,26384	60,99191	61,72968	62,47728	63,23484
22	62,87334	63,67359	64,48511	65,30806	66,14261	66,98891	67,84714	68,71746	69,60006	70,49509
23	69,53194	70,46789	71,41774	72,38171	73,36001	74,35286	75,36046	76,38306	77,42086	78,47411
24	76,78981	77,88047	78,98818	80,11321	81,25585	82,41638	83,59507	84,79221	86,00811	87,24304
25	84,70090	85,96759	87,25509	88,56374	89,89390	91,24593	92,62019	94,01706	95,43690	96,88010
26	93,32398	94,79064	96,28256	97,80017	99,34393	100,91430	102,51173	104,13671	105,78972	107,47123
27	102,72313	104,41659	106,14055	107,89559	109,68226	111,50116	113,35286	115,23797	117,15711	119,11089
28	112,96822	114,91850	116,90548	118,92988	120,99239	123,09377	125,23473	127,41606	129,63850	131,90286
29	124,13536	126,37608	128,66079	130,99035	133,36568	135,78767	138,25727	140,77541	143,34308	145,96125
30	136,30754	138,87630	141,49758	144,17246	146,90205	149,68750	152,52997	155,43063	158,39070	161,41141
31	149,57522	152,51405	155,51535	158,58049	161,71085	164,90781	168,17284	171,50740	174,91299	178,39114
32	164,03699	167,39282	170,82277	174,32848	177,91166	181,57406	185,31744	189,14362	193,05446	197,05186
33	179,80032	183,62557	187,53846	191,54103	195,63536	199,82359	204,10791	208,49055	212,97380	217,56000
34	196,98234	201,33550	205,79200	210,35435	215,02509	219,80683	224,70227	229,71413	234,84523	240,09844
35	215,71075	220,65703	225,72486	230,91730	236,23744	241,68848	247,27369	252,99640	258,86006	264,86818
36	236,12472	241,73682	247,49155	253,39261	259,44376	265,64889	272,01196	278,53705	285,22835	292,09013
37	258,37595	264,73487	271,26077	277,95812	284,83148	291,88553	299,12511	306,55515	314,18073	322,00706
38	282,62978	289,82574	297,21677	304,80823	312,60564	320,61466	328,84112	337,29100	345,97044	354,88576
39	309,06646	317,19988	325,56071	334,15539	342,99056	352,07305	361,40987	371,00823	380,87554	391,01945
40	337,88245	347,06507	356,51229	366,23184	376,23168	386,51999	397,10521	407,99602	419,20135	430,73037
41	369,29187	379,64799	390,31142	401,29140	412,59746	424,23939	436,22732	448,57164	461,28308	474,37268
42	403,52813	415,19596	427,22008	439,61150	452,38162	465,54213	479,10514	493,08309	507,48882	522,33557
43	440,84566	453,97879	467,52432	481,49537	495,90549	510,76864	526,09923	541,91215	558,22272	575,04679
44	481,52177	496,29086	511,53656	527,27444	543,52060	560,29166	577,60476	595,47762	613,92855	632,97643
45	525,85873	542,45333	559,59792	577,31097	595,61154	614,51936	634,05481	654,23895	675,09355	696,64109
46	574,18602	592,81659	612,08093	632,00089	652,59903	673,89870	695,92408	718,70013	742,25272	766,60856
47	626,86276	647,76290	669,39238	691,77697	714,94333	738,91908	763,73279	789,41404	815,99348	843,50281
48	684,28041	707,70932	731,97648	757,11223	783,14801	810,11639	838,05114	866,98721	896,96084	928,00959
49	746,86565	773,11087	800,31831	828,52367	857,76392	888,07745	919,50404	952,08497	985,86301	1020,88254
50	815,08356	844,46396	874,94760	906,57637	939,39373	973,44481	1008,77643	1045,43721	1083,47758	1122,94991
51	889,44108	922,31018	956,44278	991,88797	1028,69674	1066,92206	1106,61897	1147,84462	1190,65838	1235,12195
52	970,49077	1007,24040	1045,43551	1085,13355	1126,39423	1169,27966	1213,85439	1260,18554	1308,34290	1358,39902
53	1058,83494	1099,89928	1142,61558	1187,05097	1233,27529	1281,36123	1331,38441	1383,42354	1437,56051	1493,88052
54	1155,13009	1200,99011	1248,73621	1298,44671	1350,20317	1404,09055	1460,19732	1518,61563	1579,44144	1642,77470
55	1260,09180	1311,28021	1364,61995	1420,20225	1478,12227	1538,47915	1601,37626	1666,92134	1735,22670	1806,40939
56	1374,50006	1431,60671	1491,16498	1553,28106	1618,06576	1685,63467	1756,10838	1829,61271	1906,27892	1986,24392
57	1499,20506	1562,88292	1629,35216	1698,73620	1771,16394	1846,76996	1925,69478	2008,08514	2094,09425	2183,88207
58	1635,13352	1706,10527	1780,25256	1857,71867	1938,65335	2023,21311	2111,56148	2203,86940	2300,31549	2401,08639
59	1783,29553	1862,36085	1945,03579	2031,48650	2121,88677	2216,41835	2315,27139	2418,64474	2526,74640	2639,79395
60	1944,79213	2032,83569	2124,97909	2221,41475	2322,34412	2427,97809	2538,53744	2654,25328	2775,36755	2902,13355

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	10,00%	10,50%	11,00%	11,50%	12,00%	12,50%	13,00%	13,50%	14,00%	14,50%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,10000	2,10500	2,11000	2,11500	2,12000	2,12500	2,13000	2,13500	2,14000	2,14500
3	3,31000	3,32603	3,34210	3,35823	3,37440	3,39063	3,40690	3,42323	3,43960	3,45603
4	4,64100	4,67526	4,70973	4,74442	4,77933	4,81445	4,84980	4,88536	4,92114	4,95715
5	6,10510	6,16616	6,22780	6,29003	6,35285	6,41626	6,48027	6,54488	6,61010	6,67594
6	7,71561	7,81361	7,91286	8,01338	8,11519	8,21829	8,32271	8,42844	8,53552	8,64395
7	9,48717	9,63404	9,78327	9,93492	10,08901	10,24558	10,40466	10,56628	10,73049	10,89732
8	11,43589	11,64561	11,85943	12,07744	12,29969	12,52628	12,75726	12,99273	13,23276	13,47743
9	13,57948	13,86840	14,16397	14,46634	14,77566	15,09206	15,41571	15,74675	16,08535	16,43166
10	15,93742	16,32458	16,72201	17,12997	17,54874	17,97857	18,41975	18,87256	19,33730	19,81425
11	18,53117	19,03866	19,56143	20,09992	20,65458	21,22589	21,81432	22,42036	23,04452	23,68731
12	21,38428	22,03772	22,71319	23,41141	24,13313	24,87913	25,65018	26,44711	27,27075	28,12197
13	24,52271	25,35168	26,21164	27,10372	28,02911	28,98902	29,98470	31,01746	32,08865	33,19966
14	27,97498	29,01361	30,09492	31,22065	32,39260	33,61264	34,88271	36,20482	37,58107	39,01361
15	31,77248	33,06004	34,40536	35,81102	37,27971	38,81422	40,41746	42,09247	43,84241	45,67058
16	35,94973	37,53134	39,18995	40,92929	42,75328	44,66600	46,67173	48,77496	50,98035	53,29282
17	40,54470	42,47213	44,50084	46,63616	48,88367	51,24925	53,73906	56,35958	59,11760	62,02027
18	45,59917	47,93170	50,39594	52,99932	55,74971	58,65541	61,72514	64,96812	68,39407	72,01321
19	51,15909	53,96453	56,93949	60,09424	63,43968	66,98733	70,74941	74,73882	78,96923	83,45513
20	57,27500	60,63081	64,20283	68,00508	72,05244	76,36075	80,94683	85,82856	91,02493	96,55612
21	64,00250	67,99704	72,26514	76,82566	81,69874	86,90584	92,46992	98,41541	104,76842	111,55676
22	71,40275	76,13673	81,21431	86,66062	92,50258	98,76908	105,49101	112,70149	120,43600	128,73249
23	79,54302	85,13109	91,14788	97,62659	104,60289	112,11521	120,20484	128,91619	138,29704	148,39871
24	88,49733	95,06985	102,17415	109,85364	118,15524	127,12961	136,83147	147,31988	158,65862	170,91652
25	98,34706	106,05219	114,41331	123,48681	133,33387	144,02081	155,61956	168,20806	181,87083	196,69941
26	109,18177	118,18767	127,99877	138,68780	150,33393	163,02341	176,85010	191,91615	208,33274	226,22083
27	121,09994	131,59737	143,07864	155,63689	169,37401	184,40134	200,84061	218,82483	238,49933	260,02285
28	134,20994	146,41510	159,81729	174,53513	190,69889	208,45151	227,94989	249,36618	272,88923	298,72616
29	148,63093	162,78868	178,39719	195,60668	214,58275	235,50795	258,58338	284,03062	312,09373	343,04145
30	164,49402	180,88149	199,02088	219,10144	241,33268	265,94644	293,19922	323,37475	356,78685	393,78246
31	181,94342	200,87405	221,91317	245,29811	271,29261	300,18974	332,31511	368,03034	407,73701	451,88092
32	201,13777	222,96583	247,32362	274,50739	304,84772	338,71346	376,51608	418,71444	465,82019	518,40365
33	222,25154	247,37724	275,52922	307,07574	342,42945	382,05265	426,46317	476,24089	532,03501	594,57218
34	245,47670	274,35185	306,83744	343,38945	384,52098	430,80923	482,90338	541,53341	607,51991	681,78515
35	271,02437	304,15879	341,58955	383,87924	431,66350	485,66038	546,68082	615,64042	693,57270	781,64400
36	299,12681	337,09547	380,16441	429,02535	484,46312	547,36793	618,74933	699,75188	791,67288	895,98238
37	330,03949	373,49049	422,98249	479,36327	543,59869	616,78892	700,18674	795,21838	903,50708	1026,89982
38	364,04343	413,70699	470,51056	535,49004	609,83053	694,88753	792,21101	903,57286	1030,99808	1176,80030
39	401,44778	458,14622	523,26673	598,07140	684,01020	782,74847	896,19845	1026,55520	1176,33781	1348,43634
40	442,59256	507,25158	581,82607	667,84961	767,09142	881,59203	1013,70424	1166,14015	1342,02510	1544,95961
41	487,85181	561,51299	646,82693	745,65231	860,14239	992,79104	1146,48579	1324,56907	1530,90861	1769,97875
42	537,63699	621,47186	718,97790	832,40233	964,35948	1117,88992	1296,52895	1504,38589	1746,23582	2027,62567
43	592,40069	687,72640	799,06547	929,12860	1081,08262	1258,62616	1466,07771	1708,47799	1991,70883	2322,63139
44	652,64076	760,93768	887,96267	1036,97838	1211,81253	1416,95443	1657,66781	1940,12251	2271,54807	2660,41295
45	718,90484	841,83613	986,63856	1157,23090	1358,23003	1595,07373	1874,16463	2203,03905	2590,56480	3047,17282
46	791,79532	931,22893	1096,16880	1291,31245	1522,21764	1795,45795	2118,80603	2501,44933	2954,24387	3490,01288
47	871,97485	1030,00796	1217,74737	1440,81338	1705,88375	2020,89019	2395,25082	2840,14498	3368,83801	3997,06475
48	960,17234	1139,15880	1352,69958	1607,50692	1911,58980	2274,50146	2707,63342	3224,56456	3841,47534	4577,63914
49	1057,18957	1259,77047	1502,49653	1793,37022	2141,98058	2559,81415	3060,62577	3660,88077	4380,28188	5242,39682
50	1163,90853	1393,04637	1668,77115	2000,60779	2400,01825	2880,79091	3459,50712	4156,09968	4994,52135	6003,54435
51	1281,29938	1540,31624	1853,33598	2231,67769	2689,02044	3241,88978	3910,24304	4718,17313	5694,75433	6875,05829
52	1410,42932	1703,04945	2058,20294	2489,32062	3012,70289	3648,12600	4419,57464	5356,12651	6493,01994	7872,94174
53	1552,47225	1882,86964	2285,60526	2776,59249	3375,22724	4105,14175	4995,11934	6080,20358	7403,04273	9015,51829
54	1708,71948	2081,57095	2538,02184	3096,90063	3781,25451	4619,28447	5645,48485	6902,03107	8440,46872	10323,76844
55	1880,59142	2301,13590	2818,20424	3454,04420	4236,00505	5197,69503	6380,39789	7834,80526	9623,13434	11821,71486
56	2069,65057	2543,75517	3129,20671	3852,25929	4745,32565	5848,40691	7210,84961	8893,50397	10971,37314	13536,86352
57	2277,61562	2811,84946	3474,41944	4296,26911	5315,76473	6580,45777	8149,26006	10095,12701	12508,36538	15500,70873
58	2506,37719	3108,09366	3857,60558	4791,34005	5954,65650	7404,01499	9209,66387	11458,96916	14260,53654	17749,31150
59	2758,01490	3435,44349	4282,94220	5343,34416	6670,21528	8330,51686	10407,92017	13006,92999	16258,01165	20323,96166
60	3034,81640	3797,16506	4755,06584	5958,82874	7471,64111	9372,83147	11761,94979	14763,86554	18535,13328	23271,93610

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	15,00%	15,50%	16,00%	16,50%	17,00%	17,50%	18,00%	18,50%	19,00%	19,50%
1	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,15000	2,15500	2,16000	2,16500	2,17000	2,17500	2,18000	2,18500	2,19000	2,19500
3	3,47250	3,48903	3,50560	3,52223	3,53890	3,55563	3,57240	3,58923	3,60610	3,62303
4	4,99338	5,02982	5,06650	5,10339	5,14051	5,17786	5,21543	5,25323	5,29126	5,32951
5	6,74238	6,80945	6,87714	6,94545	7,01440	7,08398	7,15421	7,22508	7,29660	7,36877
6	8,75374	8,86491	8,97748	9,09145	9,20685	9,32368	9,44197	9,56172	9,68295	9,80568
7	11,06680	11,23897	11,41387	11,59154	11,77201	11,95533	12,14152	12,33064	12,52271	12,71779
8	13,72682	13,98101	14,24009	14,50415	14,77325	15,04751	15,32700	15,61181	15,90203	16,19776
9	16,78584	17,14807	17,51851	17,89733	18,28471	18,68082	19,08585	19,49999	19,92341	20,35632
10	20,30372	20,80602	21,32147	21,85039	22,39311	22,94997	23,52131	24,10749	24,70886	25,32580
11	24,34928	25,03095	25,73290	26,45570	27,19994	27,96621	28,75514	29,56737	30,40355	31,26433
12	29,00167	29,91075	30,85017	31,82089	32,82393	33,86030	34,93107	36,03734	37,18022	38,36088
13	34,35192	35,54692	36,78620	38,07134	39,40399	40,78585	42,21866	43,70424	45,24446	46,84125
14	40,50471	42,05669	43,67199	45,35311	47,10267	48,92337	50,81802	52,78953	54,84091	56,97529
15	47,58041	49,57548	51,65951	53,83638	56,11013	58,48496	60,96527	63,55559	66,26068	69,08547
16	55,71747	58,25968	60,92503	63,71938	66,64885	69,71983	72,93901	76,31338	79,85021	83,55714
17	65,07509	68,28993	71,67303	75,23307	78,97915	82,92080	87,06804	91,43135	96,02175	100,85079
18	75,83636	79,87486	84,14072	88,64653	93,40561	98,43194	103,74028	109,34615	115,26588	121,51669
19	88,21181	93,25547	98,60323	104,27321	110,28456	116,65753	123,41353	130,57519	138,16640	146,21244
20	102,44358	108,71007	115,37975	122,47829	130,03294	138,07260	146,62797	155,73160	165,41802	175,72387
21	118,81012	126,56013	134,84051	143,68721	153,13854	163,23531	174,02100	185,54194	197,84744	210,99002
22	137,63164	147,17695	157,41499	168,39560	180,17209	192,80149	206,34479	220,86720	236,43846	253,13308
23	159,27638	170,98937	183,60138	197,18087	211,80134	227,54175	244,48685	262,72763	282,36176	303,49403
24	184,16784	198,49272	213,97761	230,71571	248,80757	268,36155	289,49448	312,33225	337,01050	363,67536
25	212,79302	230,25910	249,21402	269,78381	292,10486	316,32482	342,60349	371,11371	402,04249	435,59206
26	245,71197	266,94926	290,08827	315,29813	342,76268	372,68167	405,27211	440,76975	479,43056	521,53251
27	283,56877	309,32639	337,50239	368,32233	402,03234	438,90096	479,22109	523,31215	571,52237	624,23135
28	327,10408	358,27198	392,50277	430,09551	471,37783	516,70863	566,48089	621,12490	681,11162	746,95647
29	377,16969	414,80414	456,30322	502,06127	552,51207	608,13264	669,44745	737,03300	811,52283	893,61298
30	434,74515	480,09878	530,31173	585,90138	647,43912	715,55585	790,94799	874,38411	966,71217	1068,86751
31	500,95692	555,51409	616,16161	683,57510	758,50377	841,77812	934,31863	1037,14517	1151,38748	1278,29667
32	577,10046	642,61878	715,74746	797,36500	888,44941	990,08929	1103,49598	1230,01703	1371,15110	1528,56452
33	664,66552	743,22469	831,26706	929,93022	1040,48581	1164,35492	1303,12526	1458,57018	1632,66981	1827,63460
34	765,36535	859,42451	965,26979	1084,36871	1218,36839	1369,11703	1538,68781	1729,40566	1943,87708	2185,02335
35	881,17016	993,63531	1120,71295	1264,28954	1426,49102	1609,71251	1816,65161	2050,34571	2314,21372	2612,10290
36	1014,34568	1148,64879	1301,02703	1473,89732	1669,99450	1892,41220	2144,64890	2430,65966	2754,91433	3122,46297
37	1167,49753	1327,68935	1510,19135	1718,09038	1954,89356	2224,58433	2531,68570	2881,33170	3279,34805	3732,34325
38	1343,62216	1534,48120	1752,82197	2002,57529	2288,22547	2614,88659	2988,38913	3415,37806	3903,42418	4461,15018
39	1546,16549	1773,32578	2034,27348	2334,00021	2678,22379	3073,49175	3527,29918	4048,22300	4646,07477	5332,07447
40	1779,09031	2049,19128	2360,75724	2720,11025	3134,52184	3612,35280	4163,21303	4798,14426	5529,82898	6372,82899
41	2046,95385	2367,81593	2739,47840	3169,92844	3668,39055	4245,51454	4913,59137	5686,80095	6581,49649	7616,53064
42	2354,99693	2735,82740	3178,79494	3693,96663	4293,01695	4989,47959	5799,03782	6739,85912	7832,98082	9102,75411
43	2709,24647	3160,88064	3688,40213	4304,47112	5023,82983	5863,63852	6843,86463	7987,73306	9322,24718	10878,79117
44	3116,63344	3651,81714	4279,54648	5015,70886	5878,88090	6890,77526	8076,76026	9466,46368	11094,47414	13001,15544
45	3585,12846	4218,84880	4965,27391	5844,30082	6879,29065	8097,66093	9531,57711	11218,75946	13203,42423	15537,38076
46	4123,89773	4873,77036	5760,71774	6809,61046	8049,77006	9515,75159	11248,26098	13295,22996	15713,07483	18568,17000
47	4743,48239	5630,20477	6683,43257	7934,19618	9419,23097	11182,00812	13273,94796	15755,84750	18699,55905	22189,96315
48	5456,00475	6503,88651	7753,78179	9244,33855	11021,50024	13139,85954	15664,25859	18671,67929	22253,47527	26518,00597
49	6275,40546	7512,98892	8995,38687	10770,65441	12896,15528	15440,33496	18484,82514	22126,93996	26482,63557	31690,01713
50	7217,71628	8678,50220	10435,64877	12548,81239	15089,50167	18143,39358	21813,09367	26221,42385	31515,33633	37870,57047
51	8301,37372	10024,67004	12106,35258	14620,36644	17655,71696	21319,48745	25740,45053	31073,38726	37504,25023	45256,33172
52	9547,57978	11579,49390	14044,36899	17033,72690	20658,18884	25051,39776	30374,73162	36822,96391	44631,05777	54082,31640
53	10980,71674	13375,31545	16292,46803	19845,29184	24171,08094	29436,39236	35843,18331	43636,21223	53111,95875	64629,36810
54	12628,82425	15449,48935	18900,26291	23120,76499	28281,16470	34588,76103	42295,95631	51709,91149	63204,23091	77233,09488
55	14524,14789	17845,16020	21925,30498	26936,69122	33089,96270	40642,79421	49910,22844	61277,24512	75214,03479	92294,54838
56	16703,77008	20612,16003	25434,35377	31382,24527	38716,25636	47756,28319	58895,06957	72614,53547	89505,70140	110292,98531
57	19210,33559	23808,04483	29504,85038	36561,31573	45299,01994	56114,63275	69497,18209	86049,22453	106512,78466	131801,11745
58	22092,88593	27499,29178	34226,62644	42594,93283	53000,85333	65935,69348	82007,67486	101969,33107	126751,21375	157503,33535
59	25407,81882	31762,68201	39703,88667	49624,09675	62011,99840	77475,43984	96770,05634	120834,65732	150834,94436	188217,48574
60	29219,99164	36686,89772	46057,50853	57813,07271	72555,03813	91034,64181	114189,66648	143190,06892	179494,58379	224920,89546

FATOR DE ACUMULAÇÃO DE CAPITAL (FAC) PARCELAMENTO COM JUROS COMPOSTOS
[(1+i)ⁿ -1] / i
n	20,00%	21,00%	22,00%	23,00%	24,00%	25,00%	26,00%	27,00%	28,00%	29,00%
1	1,00000	1,00000	1,12821	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000	1,00000
2	2,20000	2,21000	2,50462	2,23000	2,24000	2,25000	2,26000	2,27000	2,28000	2,29000
3	3,64000	3,67410	4,18384	3,74290	3,77760	3,81250	3,84760	3,88290	3,91840	3,95410
4	5,36800	5,44566	6,23248	5,60377	5,68422	5,76563	5,84798	5,93128	6,01555	6,10079
5	7,44160	7,58925	8,73184	7,89263	8,04844	8,20703	8,36845	8,53273	8,69991	8,87002
6	9,92992	10,18299	11,78105	10,70794	10,98006	11,25879	11,54425	11,83657	12,13588	12,44232
7	12,91590	13,32142	15,50108	14,17077	14,61528	15,07349	15,54575	16,03244	16,53393	17,05060
8	16,49908	17,11892	20,03952	18,43004	19,12294	19,84186	20,58765	21,36120	22,16343	22,99527
9	20,79890	21,71389	25,57642	23,66895	24,71245	25,80232	26,94043	28,12872	29,36919	30,66390
10	25,95868	27,27381	32,33144	30,11281	31,64344	33,25290	34,94495	36,72348	38,59256	40,55643
11	32,15042	34,00131	40,57257	38,03876	40,23787	42,56613	45,03063	47,63881	50,39847	53,31779
12	39,58050	42,14158	50,62674	47,78767	50,89495	54,20766	57,73860	61,50129	65,51005	69,77995
13	48,49660	51,99132	62,89282	59,77883	64,10974	68,75958	73,75063	79,10664	84,85286	91,01614
14	59,19592	63,90949	77,85745	74,52796	80,49608	86,94947	93,92580	101,46544	109,61166	118,41082
15	72,03511	78,33049	96,11429	92,66940	100,81514	109,68684	119,34651	129,86111	141,30293	153,74996
16	87,44213	95,77989	118,38764	114,98336	126,01077	138,10855	151,37660	165,92360	181,86774	199,33744
17	105,93056	116,89367	145,56113	142,42953	157,25336	173,63568	191,73451	211,72298	233,79071	258,14530
18	128,11667	142,44134	178,71278	176,18832	195,99416	218,04460	242,58548	269,88818	300,25211	334,00744
19	154,74000	173,35402	219,15780	217,71163	244,03276	273,55576	306,65771	343,75799	385,32271	431,86960
20	186,68800	210,75836	268,50072	268,78531	303,60062	342,94470	387,38872	437,57265	494,21306	558,11178
21	225,02560	256,01762	328,69908	331,60593	377,46477	429,68087	489,10978	556,71726	633,59272	720,96420
22	271,03072	310,78131	402,14108	408,87530	469,05632	538,10109	617,27832	708,03093	811,99868	931,04381
23	326,23686	377,04539	491,74033	503,91662	582,62984	673,62636	778,77069	900,19928	1040,35831	1202,04652
24	392,48424	457,22492	601,05141	620,81744	723,46100	843,03295	982,25107	1144,25308	1332,65864	1551,64001
25	471,98108	554,24216	734,41092	764,60545	898,09164	1054,79118	1238,63634	1454,20141	1706,80306	2002,61561
26	567,37730	671,63301	897,10953	941,46470	1114,63363	1319,48898	1561,68179	1847,83579	2185,70792	2584,37414
27	681,85276	813,67594	1095,60183	1159,00158	1383,14570	1650,36123	1968,71906	2347,75146	2798,70613	3334,84264
28	819,22331	985,54789	1337,76244	1426,57194	1716,10067	2063,95153	2481,58602	2982,64435	3583,34385	4302,94700
29	984,06797	1193,51295	1633,19838	1755,68349	2128,96483	2580,93941	3127,79838	3788,95832	4587,68013	5551,80163
30	1181,88157	1445,15066	1993,63023	2160,49070	2640,91639	3227,17427	3942,02596	4812,97707	5873,23056	7162,82410
31	1419,25788	1749,63230	2433,35708	2658,40355	3275,73632	4034,96783	4967,95271	6113,48088	7518,73512	9241,04309
32	1704,10946	2118,05509	2969,82385	3270,83637	4062,91304	5044,70979	6260,62041	7765,12072	9624,98095	11921,94559
33	2045,93135	2563,84666	3624,31330	4024,12874	5039,01217	6306,88724	7889,38172	9862,70331	12320,97562	15380,30981
34	2456,11762	3103,25445	4422,79043	4950,67835	6249,37509	7884,60905	9941,62097	12526,63321	15771,84879	19841,59966
35	2948,34115	3755,93789	5396,93253	6090,33437	7750,22511	9856,76132	12527,44242	15909,82417	20188,96645	25596,66356
36	3539,00937	4545,68485	6585,38589	7492,11127	9611,27913	12321,95164	15785,57745	20206,47670	25842,87706	33020,69599
37	4247,81125	5501,27866	8035,29899	9216,29687	11918,98612	15403,43956	19890,82759	25663,22541	33079,88264	42597,69783
38	5098,37350	6657,54718	9804,19297	11337,04514	14780,54279	19255,29944	25063,44276	32593,29627	42343,24978	54952,03020
39	6119,04820	8056,63209	11962,24363	13945,56553	18328,87306	24070,12430	31580,93788	41394,48627	54200,35972	70889,11896
40	7343,85784	9749,52483	14595,06543	17154,04560	22728,80260	30088,65538	39792,98172	52571,99756	69377,46044	91447,96346
41	8813,62941	11797,92505	17807,10803	21100,47609	28184,71522	37611,81923	50140,15697	66767,43690	88804,14936	117968,87286
42	10577,35529	14276,48931	21725,80000	25954,58559	34950,04688	47015,77403	63177,59778	84795,64486	113670,31118	152180,84599
43	12693,82635	17275,55206	26506,60421	31925,14027	43339,05813	58770,71754	79604,77321	107691,46898	145498,99831	196314,29133
44	15233,59162	20904,41799	32339,18534	39268,92253	53741,43208	73464,39693	100303,01424	136769,16560	186239,71784	253246,43582
45	18281,30994	25295,34577	39454,93431	48301,77472	66640,37577	91831,49616	126382,79794	173697,84031	238387,83883	326688,90221
46	21938,57193	30608,36838	48136,14807	59412,18290	82635,06596	114790,37020	159243,32541	220597,25719	305137,43370	421429,68385
47	26327,28631	37037,12574	58727,22885	73077,98497	102468,48179	143488,96275	200647,59001	280159,51664	390576,91514	543645,29216
48	31593,74358	44815,92215	71648,34740	89886,92151	127061,91742	179362,20343	252816,96342	355803,58613	499939,45138	701303,42689
49	37913,49229	54228,26580	87412,11203	110561,91346	157557,77760	224203,75429	318550,37391	451871,55438	639923,49777	904682,42069
50	45497,19075	65617,20162	106643,90489	135992,15356	195372,64423	280255,69286	401374,47112	573877,87406	819103,07714	1167041,32268
51	54597,62890	79397,81396	130106,69217	167271,34888	242263,07884	350320,61608	505732,83361	728825,90006	1048452,93874	1505484,30626
52	65518,15468	96072,35489	158731,29265	205744,75912	300407,21776	437901,77010	637224,37035	925609,89308	1342020,76159	1942075,75508
53	78622,78562	116248,54942	193653,30524	253067,05372	372505,95003	547378,21263	802903,70664	1175525,56421	1717787,57483	2505278,72405
54	94348,34274	140661,74479	236258,16059	311273,47607	461908,37803	684223,76578	1011659,67037	1492918,46655	2198769,09578	3231810,55403
55	113219,01129	170201,71120	288236,08413	382867,37557	572767,38876	855280,70723	1274692,18467	1896007,45251	2814425,44260	4169036,61470
56	135863,81354	205945,07055	351649,15084	470927,87195	710232,56206	1069101,88404	1606113,15268	2407930,46469	3602465,56653	5378058,23296
57	163037,57625	249194,53537	429013,09223	579242,28250	880689,37696	1336378,35505	2023703,57238	3058072,69016	4611156,92516	6937696,12052
58	195646,09150	301526,38779	523397,10073	712469,00747	1092055,82743	1670473,94381	2549867,50120	3883753,31650	5902281,86420	8949628,99547
59	234776,30980	364847,92923	638545,59110	876337,87919	1354150,22601	2088093,42976	3212834,05151	4932367,71196	7554921,78617	11545022,40415
60	281732,57177	441466,99437	779026,74934	1077896,59140	1679147,28025	2610117,78720	4048171,90490	6264107,99419	9670300,88630	14893079,90135